Health Care Insurance For Autistic People – Compare Rates And Quotes For Coverage From American Family Insurance, State Farm And Nationwide
March 24, 2011
The Obama Health Reform Act was passed in 2010 but many parts of the legislation will not go into effect until 2014. Many Families have been denied coverage based on pre-existing conditions. The Health Reform Act has been written to prevent health insurance companies from denying coverage based on conditions such as autism.
Families with autistic children often have difficulty in obtaining health insurance coverage for that child. Unfortunately, many insurance companies will issue a decline based on autism. Autistic children need a lot of health insurance coverage, and many companies see ensuring an autistic child as too risky.
When looking for health insurance policies for an autistic child, it is good to remember that some health insurance plans will cover therapy for loss of function, but do not necessarily deem an autistic child as having lost any functions. Reading the fine print and getting familiar with the health insurance policy is crucial.
Roughly half of the United States are mandated to cover autism. Unfortunately many states still do not cover autistic children. There are many options for health insurance coverage of autistic children. These are state high-risk pools, children of families with moderate incomes, Medicare for autistic individual(that isn’t always successful), and group health insurance.
Researching multiple health insurance providers, and getting great quote, and understanding what the health care policy covers is the best way for families of autistic children to get a good health care plan for their autistic child.
I am not about to pretend to know what i is like to have an autistic child - just want to know what you think of this.
Answer by gdiamante at 1:17 PM on Apr. 3, 2011
Answer by fiatpax at 1:29 PM on Apr. 3, 2011
Answer by fiatpax at 1:31 PM on Apr. 3, 2011
Answer by LoriKeet at 2:37 PM on Apr. 3, 2011
Answer by LoriKeet at 2:42 PM on Apr. 3, 2011
Answer by LoriKeet at 2:45 PM on Apr. 3, 2011
Answer by Laura2U at 3:35 PM on Apr. 3, 2011
Answer by trippyhippy at 4:56 PM on Apr. 3, 2011
Answer by yourspecialkid at 4:57 PM on Apr. 3, 2011