Join the Meeting Place for Moms!
Talk to other moms, share advice, and have fun!

(minimum 6 characters)

When a charge off falls off your credit does your credit score go up?

Answer Question

Asked by Anonymous at 10:23 PM on Apr. 5, 2011 in Money & Work

Answers (3)
  • I don't think so. Its just not on there anymore for people to see.

    Answer by allen.moriahd at 10:30 PM on Apr. 5, 2011

  • Your credit score goes UP when you have on time payments and your debt to income ratio goes down . A charge off not being on your credit will help a potential creditor to not deny you for having one, but it dosnt make the score go up.

    Answer by vbruno at 10:35 PM on Apr. 5, 2011

  • Thank you...

    Comment by Anonymous (original poster) at 11:18 PM on Apr. 5, 2011

Join CafeMom now to contribute your answer and become part of our community. It's free and takes just a minute.