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When a charge off falls off your credit does your credit score go up?

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Anonymous

Asked by Anonymous at 10:23 PM on Apr. 5, 2011 in Money & Work

Answers (3)
  • I don't think so. Its just not on there anymore for people to see.
    allen.moriahd

    Answer by allen.moriahd at 10:30 PM on Apr. 5, 2011

  • Your credit score goes UP when you have on time payments and your debt to income ratio goes down . A charge off not being on your credit will help a potential creditor to not deny you for having one, but it dosnt make the score go up.
    vbruno

    Answer by vbruno at 10:35 PM on Apr. 5, 2011

  • Thank you...
    Anonymous

    Comment by Anonymous (original poster) at 11:18 PM on Apr. 5, 2011

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