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Have you ever had a bounced check?

If so, did they rerun it, or did u have to go to the store and pick it up. If it is returned will some stores go ahead and try to arrest you or will they give u some time to come pay and pick up your check?

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Anonymous

Asked by Anonymous at 3:17 PM on Dec. 1, 2008 in Money & Work

Answers (16)
  • SOmetimes they will try it multiple times before contacting you. I don't think you would be arrested right away, you would be contacted and fined by the merchant...unless you bought something on base or soemthing like that...then I don't know..
    Anonymous

    Answer by Anonymous at 3:19 PM on Dec. 1, 2008

  • Most will send you a letter or call you beforehand. If you know you bounced it, call the store and let them know. They will be much easier to deal with that way.
    Anonymous

    Answer by Anonymous at 3:20 PM on Dec. 1, 2008

  • Some stores rerun it and then you h ave all the penalties for each returned check and anything that comes in after. Its $35 everytime you have a bounced check at most banks, then $35 for anything that comes in after that couldnt be covered.
    Anonymous

    Answer by Anonymous at 3:20 PM on Dec. 1, 2008

  • they wont re run it... it will tell them that there is NSF insufficient funds and thats all. depending on what you used it for a bill or something, they can give you a fee for using one and at a bank theyll give you a fee they wont have you pick up your check theyll probably keep it and you just void it.

    what are you paying for though? it depends on what yuor paying for to give you time... if its a bill there is probably a grace period yo can call and find that out.
    Anonymous

    Answer by Anonymous at 3:20 PM on Dec. 1, 2008

  • I used to work in the acounting office of a store. The checks are usually ran again. If the check is returned to the store, they send you a notice to pay with in a certain amount of time and charge you a fee. If the check is not taken care of it is turned over to the DA office who will send you a court date, and order you to pay restituion. Unless you are habitually writing bad checks likely you will not be arrestted.
    vsrillo

    Answer by vsrillo at 3:21 PM on Dec. 1, 2008

  • LoL!! It would depend on your bank and the store you wrote it to. Normally bigger chain stores keep it and keep running it through until it clears, or like the store I work at (small family owned) the bank gives it back and the next time the owner sees you, he tells you about it and you pay him for the check back. Some banks keep running them through and charging you every single time they do it (for the bounced check fee), and some just give it back to the store and the store is able to get ahold of you and you go and pay them back for your check and their check fee, and they give you the check back.
    KYarger

    Answer by KYarger at 3:22 PM on Dec. 1, 2008

  • i think it totally depends on the company.. because when i worked for a corporate office we always had people try to cash their checks for their monthly payment. we wouldnt re run them. we would put a stop on their account and keep the check, notify the customer give them a fee and they would need to investigate with their bank why. ( they usually know its a insufficient check though)
    it will say NSF to us too... after that, they would have to pay with cash.
    KelsoBabeyy

    Answer by KelsoBabeyy at 3:27 PM on Dec. 1, 2008

  • Most businesses will run through again. But they won't run it monre than 2 times. And some stores will only do it once! They will usually notify you that it bounced an you need to pick it up. They will usually give you 10 days to take care of it then they will issue a warrant for your arrest.
    amydh

    Answer by amydh at 3:33 PM on Dec. 1, 2008

  • I would call the store if I were you and let them know it was an oversight and that you will be taking a money order or cashier's ck to replace it. Ask them for the bounced check. If they have already sent you a certified demand and you have not done anything over 30 days, there is a possibility there is a warrant for your arrest, otherwise don't wait for them to re-run it - just call them now and fix it.

    A lot of times people bounce checks by mistake so, stores are not trying to get you arrested right off the bat.
    Avon_Calling

    Answer by Avon_Calling at 3:37 PM on Dec. 1, 2008

  • Never wrote one but had to turn many checks over the DA when I worked in the accounting office at a store I worked for. We ran it twice then contacted the person. They were given 10 days to correct the mistake then it was turned over. Most of the time they did come in and try to get us to extend their time but we did not allow that. They had the goods we wanted our money for those goods. The store has payroll and other expenses to pay and deserves to be paid the customer should have thought before they wrote the check.


    Before I left we stop accepting checks and only accepted credit, debit and cash. People were mad most were the customers that consistently floated checks for things. They finally were unable to do that.  It saved us so much money and made my job so much easier. 

    Anonymous

    Answer by Anonymous at 4:09 PM on Dec. 1, 2008

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