About a month ago, my husband backed up out of our driveway and got the bumper of a parked car. There was only about 5 feet distance, and he was going about 5 MPH. But, it took off some paint, left scratches, and put a dent in th license plate.
It was dark, about 6 AM. SO, we left a note on the car with our contact info.
The owner (young girl) called. We had her come over to exchange info. She didn't bring any, but we were at fault, so we gave her ours. We have really good insurance, but $1000 deductable, so we would be paying in full. We figured since it was a parked car, noone in it, and it was minor damage, we would just give her money to fix it. We had her go and get a quote, which she got. We plan to give her the money (via cashiers check) for the repair plus 18 for a new license plate.
So, we are setting up a time for her to come and get the cashiers check. I tell her that I really need to see her registration, so that I can be sure that I am dealing with the legal owner (in case it is her parents). She says, "Oh, I plan on renewing that soon." So, I am pretty sure I am dealing with someone who doesn't have good registration, and probably no insurance. Which, I don't really care about, except, I worry about her character, and need to cover my liability bases.
When she comes to pick up the check, I am going to have a contract for her to sign stating that she was compensated for damages and given payment in full to fix her bumper.
What else should I have in there? I just want to make sure that I am legally covered if she tries to pull anything.
I would put in there that there is no further future liability as well. Stops from coming back and saying she found out you knocked her car out of alignment or something similar.
Personally I would want to see a current registration on the car. Its bad to think this way but what if she sold the car or something and then that person comes after you saying she wasn't the legal owner and therefore had no legal right. You could probably take it to court with the above docs but more of a headache then you need.
Answer by Charis76 at 2:53 PM on Apr. 14, 2011
Answer by yesmaam at 2:39 PM on Apr. 14, 2011
Answer by meooma at 2:39 PM on Apr. 14, 2011
Answer by twinsplus2more at 2:40 PM on Apr. 14, 2011
Answer by ShelbyShareAlot at 2:42 PM on Apr. 14, 2011
Answer by amazinggrace83 at 2:43 PM on Apr. 14, 2011
Answer by KateDinVA at 2:44 PM on Apr. 14, 2011
Answer by yesmaam at 3:06 PM on Apr. 14, 2011