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14 Bumps

Are twinkies covered?

If you substitute something we all buy every day, like food, for healthcare, it becomes easier to understand why healthcare costs are rising so quickly.

Your employee takes $12,000 out of your check per year and sign you up for a food plan. Your options are limited to a few restaurants and one large grocery store that you are covered at. Any time you go to these places, you pay only a small co-pay, say 20 dollars no matter what you buy.

A few things would likely happen under this system

You would be robbed of choice

You would buy more than you need, since the majority of what you will pay is already set.

Most of the restaurants you eat in and the grocery store won't even display prices, since the price is irrelevant to you

Since you do not care about individual prices most stores will jack them up, The people who run the food plan might argue but how would they ever figure out what the fair market price should be if the market itself lacks and competitive pricing?

Basically fixed price non competitive plans result in lack of choice, higher prices and over consumptions. That is just how our health system works and it's why it is collapsing.

Answer Question
 
Carpy

Asked by Carpy at 7:29 PM on Apr. 21, 2011 in Politics & Current Events

Level 39 (114,053 Credits)
Answers (43)
  • Bingo!
    itsmesteph11

    Answer by itsmesteph11 at 7:33 PM on Apr. 21, 2011

  • Very nicely said.
    wendydays

    Answer by wendydays at 7:33 PM on Apr. 21, 2011

  • Nice analogy!
    judimary

    Answer by judimary at 7:33 PM on Apr. 21, 2011

  • Wow....
    hopeandglory53

    Answer by hopeandglory53 at 7:35 PM on Apr. 21, 2011

  • – collapse
    What a stupid question and analogy
    Irrelevant pricing is a good thing. You have no basis for that argument. Health care in most other industrialized nations works just fine under government run program.
    adnilm

    Answer by adnilm at 7:52 PM on Apr. 21, 2011 (hidden) + expand

  • Well put
    Proverbs_31

    Answer by Proverbs_31 at 8:12 PM on Apr. 21, 2011

  • One of these things, is not like the other.
    One of these things, just isn't the same.
    Can you tell, which thing, is not like the other,
    Before i finish playing this game?!

    LOL....@ the lone snarky one!! :o)
    LoriKeet

    Answer by LoriKeet at 8:25 PM on Apr. 21, 2011

  • LOL! More economic genius from the board rocker!!!

    I think it is a great anology OP. People will use more when it is "free." I have a friend that is a dear..just not the sharpest knife in the drawer. She goes to the doctor at least once a week for something..her kids too. Her take on it, "well I have it so I might as well use it." She is referring to her state employee cushy insurance plan.
    yourspecialkid

    Answer by yourspecialkid at 8:31 PM on Apr. 21, 2011

  • One of these things, is not like the other.
    One of these things, just isn't the same.
    Can you tell, which thing, is not like the other,
    Before i finish playing this game?!

    LOL....@ the lone snarky one!! :o)

    LMAO
    Carpy

    Comment by Carpy (original poster) at 8:35 PM on Apr. 21, 2011

  • I know someone like that too, YSK. Hypochondriac

    Carpy

    Comment by Carpy (original poster) at 8:37 PM on Apr. 21, 2011

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