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Can you file bankruptcy for medical bills?

We have had rather laze medical bills in the past that we have slowly been paying on, but we just got one today that is almost 150,000. For my son being in the NICU for so long, and he is still in there. Now there is no way we could ever pay this unless we gave every dollor we made for the next like 6 years. So my question is can you file bankruptcy for medical bills because i heard both yes and no.

Answer Question

Asked by michelle.coppes at 4:04 PM on Apr. 25, 2011 in Money & Work

Level 15 (1,968 Credits)
Answers (6)
  • Do you have medical insurance?

    Answer by Anonymous at 4:06 PM on Apr. 25, 2011

  • Yes, you absolutely can. The ONLY thing u can't file on is school loans, child support, alimony, and the irs. Or if an ex is awarded money in their divorce decree.

    Answer by emmyandlisa at 4:07 PM on Apr. 25, 2011

  • Has anyone from the hospital approached you about programs you maybe eligible for?? If you don't qualify for anything, even medicaid wait til after the baby is out and then file..

    Answer by midnightmoma at 4:11 PM on Apr. 25, 2011

  • Yes, chapter 7. But use that as your last resort.

    Answer by BabyBugsmama at 4:12 PM on Apr. 25, 2011

  • I believe so...a lot of attornes will give you a free consultation

    Answer by mkdirector2011 at 4:16 PM on Apr. 25, 2011

  • "Since medical bills, credit cards, most personal loans, and some taxes are all considered “general unsecured debts,” they all have to be treated the same way. This means that all of your debt, not just medical bills, has to be included. It also means that you can’t just file on one or two credit cards, or on one judgment."


    Answer by musicmom08 at 5:51 PM on Apr. 25, 2011

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