Only a few short weeks after we got married, I checked my husband's bank account and learned he spent all of our small savings and money we got as wedding gifts on bull crap. His account was in the negative when I knew we should have had at least $2000. Most of the purchases were from drug stores, fast food restaurants, website subscriptions, and gas stations. He wasn't buying gas because we have a separate gas card. The biggest purchase was a $350 ipod touch that he bought to replace one he lost and didn't tell me about. So you know the rest of it was small purchases at dozen's of random stores.
To remedy, he went to counseling for his lying and compulsive spending. We decided that I would be the one to control all the finances. I had him get the account into the positive and close the account so all the websites could stop charging him. Then he opened a new account at a different bank and we keep only about $100 in it just to help his credit score by having an open, active bank account. I keep the card though. His paychecks are direct deposited into my personal account and I pay bills and buy household stuff from it. I also give him an allowance from it. Only $15 every 2 weeks. It's gone in 2 days because he buys cigarettes and usually spends the rest at work vending machine. He takes his lunch to work from home and I buy all his toiletries so he really have no needs. I just can't imagine him willing to not have any money for himself after working so hard. I fear one day he saying to hell with this and try to rearrange things where he gets more spending money. We can't afford for him to have more because I'm trying to rebuild part of our savings. Plus we are saving for a new car. Even once we get the car, the money I put away every month will go towards the note. We have been living like this for almost a year. I don't know how much longer he will go for it.
Asked by Anonymous at 9:26 PM on Apr. 25, 2011 in Money & Work
Answer by NooraK at 2:54 PM on Apr. 26, 2011
Answer by Anonymous at 9:38 PM on Apr. 25, 2011
Answer by kbishop8688 at 9:46 PM on Apr. 25, 2011
Answer by HollyBoBolly at 9:53 PM on Apr. 25, 2011
Answer by Anonymous at 9:59 PM on Apr. 25, 2011
Answer by HollyBoBolly at 10:16 PM on Apr. 25, 2011
Answer by Erica_Smerica at 10:30 PM on Apr. 25, 2011
My ex has a stable, well-paying job with the government and still doesn't have two nickels to rub together because he blows it all on beer, fast food, porn, and "toys" (big ticket items like a computer, phone, TV).
Answer by 1smartcookie at 2:53 PM on Apr. 26, 2011