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How often do you pull your credit report?

Do you get reports from all 3 credit reporting agencies? Do you just do the free ones or do you pay for it?

 
onemellowmom

Asked by onemellowmom at 7:14 PM on May. 13, 2011 in Money & Work

Level 23 (16,811 Credits)
This question is closed.
Answers (4)
  • I only use the free ones and check them once a year (one every 4 months).
    beckie66

    Answer by beckie66 at 7:46 PM on May. 13, 2011

  • I use myfico before buying something, so far 2 times
    sweet11-12

    Answer by sweet11-12 at 7:53 PM on May. 13, 2011

  • I get them each once a year when I don't have to pay for them. IF I am ever turned down for credit, I get them a second time - again, while they are free. I also get my husband's and my children's reports yearly at least.
    SabrinaMBowen

    Answer by SabrinaMBowen at 8:30 PM on May. 13, 2011

  • Yep. I get them for free once a year from annualcreditreport.com. I don't always pull from all 3 it really depends on why I'm looking. This year it was because I was unsure on a debt that was posted on one of the bureaus checked 2 of the 3. Last year I think I just spaced them out and checked a different one every 3 months.
    Erica_Smerica

    Answer by Erica_Smerica at 5:04 PM on May. 14, 2011