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3 Bumps

They wont stop calling me at work.

I have a debt collector calling me at work even after i told them i cannot have personal calls at work. They just called and i told them again that they can not call me at work and said thank you and hung up the phone. (My boss was right beside me.) They called right back to tell me that they were going to file suit and hung right up. My boss has even told them not to call here and they still do.I thought it was really tacky of them to call back just to say they are filing suit. which dont even know if they can over a payday loan. And debt collectors aren't suppose to threaten with threats that aren't true. So how can i get them to leave me alone at work?

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Anonymous

Asked by Anonymous at 2:34 PM on Jun. 6, 2011 in Money & Work

Answers (12)
  • File a complaint with the credit company, you can go online and do it, it is illegal for them to contact you at work if you have told them not to call. How much are you in debt to them? You can call consumer credit counseling and get set up on a payment plan with them.
    kimigogo

    Answer by kimigogo at 2:36 PM on Jun. 6, 2011

  • they threatened you with a suit and you can threaten them right back. tell them that if they call you one more time that you're going to the attorney general and filing a harassment suit
    momofone725

    Answer by momofone725 at 2:39 PM on Jun. 6, 2011

  • If they sue you, they can garnish your wages where you work. That happened to a co-worker of mine. I would really try to work out a deal or payment plan with them. This could follow you for a very long time, ruin your credit & prevent you from getting any loan in the future including getting credit cards a car loan or a mortgage.
    ILovemyPaulie

    Answer by ILovemyPaulie at 2:39 PM on Jun. 6, 2011

  • I agree with kimigogo! Call consumer credit counseling, and get help. A lot of people have gotten in trouble with those payday loan companies. I believe that there are consumer groups and government representatives that are trying to stop some of the shadier business practices of payday loan companies. Good luck!
    Josefsdotter

    Answer by Josefsdotter at 2:40 PM on Jun. 6, 2011

  • PS there is a payday loan debt assistance program on line,, google pay day loan debt assistance and call them.
    kimigogo

    Answer by kimigogo at 2:42 PM on Jun. 6, 2011

  • They will not stop calling.

    Maybe try telling them you do not work there anymore?
    gammie

    Answer by gammie at 2:42 PM on Jun. 6, 2011

  • I have seriously thought about switching jobs if i can find one. Jobs are slim, but these people are getting me in more trouble than they are worth.
    Anonymous

    Comment by Anonymous (original poster) at 2:47 PM on Jun. 6, 2011

  • Is it a collection agency, or a collections department for who you owe money to? My husband works for collections for Wells Fargo. He's a manager, so he doesn't do the collecting, but his employees do. They get complaints all the time for people who think they are held to the same laws as collection agencies. When the company you owe money to (such as Wells Fargo for an auto loan) calls you, they are not bound by those rules. They can call you multiple times a day, they can call you at work after you said not to, and it's not illegal. If it's a collection agency, that's a different story. They cannot call you at work after you say not to. And after they've spoken to you on the phone, or left you a message, they cannot call you again that day, unless you specifically give them permission to do so.

    Check out the laws in your state, as they do vary state to state. If you are dealing with a collection agency (cont...)
    corbysmom531

    Answer by corbysmom531 at 2:58 PM on Jun. 6, 2011

  • (....cont) then file suit against them. You won't get money or anything, but if they are using illegal practices, they will get in trouble, and they will follow the rules with you from now on.

    If it's the actual company who is calling you, then you are out of luck. The best you can do is call a supervisor over there and request that they stop calling you at work.

    You can also write them a cease and dissest letter, send it certified, and they HAVE to follow the directions in that letter. But they might sue you if you do that.
    corbysmom531

    Answer by corbysmom531 at 3:00 PM on Jun. 6, 2011

  • That is harassment. I lied to my creditors. I was the person who answered the phone and told them I was no longer employeed. They quit calling.
    My3Ez

    Answer by My3Ez at 3:14 PM on Jun. 6, 2011

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