Ok long story short. I have Geico for about 10 yrs. Awhile ago we had an accident and although theyd been great and covered our cars for years in this one case they did not want to fix our car. I could have sued, but that takes time. I just dropped them and went with Progressive. My husband and son in law fixed the car themselves (was not MAJOR damage more the point than anything).
Now my son has his license and no car. He had a Camaro and sold it to help fix up the car that had been in the accident. It is road worthy now so were putting it on the road today. Anyway I call my insurance and initially to add him as an occasional driver (no cars in his name) was only $68 a mth. No big deal. He pays his own insurance or his portion. I added this car back onto insurance and they want to add him as a principle driver although the car is not in his name. It brings our insurance up by $450 every 6 months. That will make his insurance every month around $140.
Now do any other mommys out there with teen drivers have any suggestions or advice? Is there a better company to go with? Is it better for him to have his own policy or is it less to keep him on ours? This is all new to us since my older two kids never got their licenses until they were 18 so they covered themselves. Oh and right now were through Progressive.
Answer by daps at 8:22 AM on Jun. 10, 2011
Answer by daps at 8:29 AM on Jun. 10, 2011
Answer by tyfry7496 at 11:07 AM on Jun. 10, 2011
Next question overall
It's only just begun and I don't think I can make it, What can I do?