I asked a similar question a while back but here goes...
Long story short, my dd broke her arm on the neighbors trampoline. Now my health insurance wants info on their insurance. I was really hoping to avoid this and take care if if all without involving them:(
Just wondering if anyone knows what happens after I submit this? What if they don't have homeowners insurance or a policy that doesn't cover trampolines?
When my kids were in Middle School, the little boy next door (he was in MS too) came over when we were not home & was playing on our Trampoline & broke his arm too- our Homeowners paid all of his bills w/ no problem & we didn't have to have anything extra on our policy for having a Trampoline- the insurance probably just needs the information for the claim- i am sure if their Homeowners doesn't pay for everything your insurance will pick it up- i wouldn't worry- that's what they have Homeowners for & your insurance isn't going to decline your bills b/c she fell off of a Trampoline; it was a Accident- lots of luck:)
Answer by daisyb at 12:43 AM on Jun. 17, 2011
Answer by Trinity001 at 11:55 PM on Jun. 16, 2011
Answer by Musicmom80 at 11:40 PM on Jun. 16, 2011
Answer by Emmajosmommy at 11:42 PM on Jun. 16, 2011
Answer by BOOKER123ABC at 11:43 PM on Jun. 16, 2011
Answer by Musicmom80 at 11:44 PM on Jun. 16, 2011
Answer by Musicmom80 at 11:47 PM on Jun. 16, 2011
Answer by Trinity001 at 11:52 PM on Jun. 16, 2011
I'd give them the homeowners name and address but I would NOT go asking them for their insurance info. Let the insurance company chase that info down - they have a whole department fro that stuff. Your insurance will duke it out with their insurance. The Homeowners may even get a bill from your insurance company if they didn't have the right coverage. But that would be only fair - it was their liability to assume when they bought the tramp and then let your DD play on it.
Answer by Crafty26 at 12:02 AM on Jun. 17, 2011