We live with my mom. My DH makes pretty good money. I would like to save $ to buy a home, but my DH is HORRIBLE at saving money. There are 101 things that come up that we need to spend money on. BUT he is good at making sure bills get paid. Its just SAVING he has a problem with....
So What would You do?!
Im going crazy being here. My DD isnt as well behaved because grandma is around! Its time. I want out!
-Rent Apt: Rent is as much as a mortgage around here-for less sq.foot & less privacy. No yard :( ..... But we could move out in a month. And i worry renting may be a never ending cycling- Never HAVE the extra money to really save because of bills.
-Buy House: Suck it up & be stuck at moms house for a year saving & get a home with exactly what we need as in space/size.
If DH was a good saver we could do about $800/m in savings. But its not happening. I am happy to see our savings grow $100/m!
We have to save about $10,000 before even thinking about a home.
(I take over the money. but it doesnt stick very long. and before I know it he has our bank card again & is spending in ways we have not agreed to).
Asked by Anonymous at 12:43 AM on Jun. 28, 2011 in Money & Work
Answer by Cherriemama831 at 12:57 AM on Jun. 28, 2011
Answer by mrsmom110 at 7:29 AM on Jun. 28, 2011
My DD isnt as well behaved because grandma is around!
I don't understand this.. YOU are the parent. YOU are in control of your DD's behavior.
Anywho, it doesn't sound like your DH is ready to handle the saving and expenses that come with home ownership... Even if you save up to buy the home, you need to realize that home ownership comes a WHOLE new degree of spending.... It doesn't sound like you and your DH are ready to take this LONG term responsibility on. Hines Sight~Probably should have had the financial discussion before you started the family to make sure you were on the same page about your future. family, work, home, future....
Answer by grlygrlz2 at 2:26 AM on Jun. 28, 2011
Answer by LoveMyDog at 8:40 AM on Jun. 28, 2011
Answer by musicmom08 at 5:09 PM on Jun. 28, 2011
Answer by momavanessa at 1:11 AM on Jun. 28, 2011
Answer by m-avi at 10:45 AM on Jun. 28, 2011
I'm going to go one better than Mrsmom110, open a separate saving account and don't put his name on it
Does anyone else find it alarming that she even has to consider this? You need to have a serious conversation with your husband on WHERE does HE see your family in 5 years? 10? What are HIS goals for the family? Treating him like a child and "hiding" the cookies from him so they are out of sight, out of mind is NOT good for the overall relationship. JMO.
Answer by grlygrlz2 at 11:47 AM on Jun. 28, 2011
I've got to agree with you grlygrlz2. before I know it he has our bank card again & is spending is a very alarming statement. Especially after her saying that they should be able to save $800 a month. but let's face it not every man is ready to grow up before being forced. Thus the he is good at paying the bills, but not good at saving. So she has to save for him. Now if he was an adult he would say to her put this away somewhere and don't let me know how much there is. Don't let me blow this. I don't even want to see it unless the car breaks down. That would be the grown-up thing to do.
Answer by LoveMyDog at 1:36 PM on Jun. 28, 2011
Answer by grlygrlz2 at 2:29 PM on Jun. 28, 2011
Next question overall
Does anybody know of any good resorts for couples?