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Is anyone else going through this?

I usually love Xmas but this year its been really hard. I just finished paying all of this months bills and I only have $207.38 until December 31 which is my DH next payday. I can't even afford a tree at this point yet alone presents for my 2 DD. I fell awful. I have been trying for 8 months now to find a job but nothing, and to top it off my DH works for BofA and they are gonna be cutting back jobs. I really hope it wont affect my DH. I hate not being able to buy my kids presents. They are too young to understand the financial difficulties we are having. Im sorry......I just needed to vent. Thanks

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Asked by cam9lak at 10:44 PM on Dec. 16, 2008 in Money & Work

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Answers (15)
  • Yes were doing worse :( Hubby got layed off and the unemployment is backed up and hasn't came in over a month. We have NO money, no tree, no presents and neither of us are working or can even find a job! This recession is putting us in a very, very rough spot. I'm sorry to hear that but your not alone. Good luck.

    Answer by Anonymous at 10:47 PM on Dec. 16, 2008

  • I know how you feel too. I actually had to skp a few bills this month. How old are your kids?? Where do you live? Im in NJ and I have a ton of toys from ages 8-24months. they are all in mint condition. If you are nearby then message me. I would love to help out

    Answer by Steph319 at 10:53 PM on Dec. 16, 2008

  • oh yes, im a stay at home mom, I babysit for on 2 diff families on a weekly basis, some here and there and then another a daily schedule. but my boyfriend is a machine mechanic and is having a hard time keeping work, his job has been making them take unpaid days off randomly atleast once a week, so hes been using his vaca days and now only has 4 left....crazy, good luck with xmas though! sorry to hear about it!

    Answer by ataxiachic88 at 10:55 PM on Dec. 16, 2008

  • thanks steph319 but i live on the other end in california but you are soo sweet :)

    Answer by cam9lak at 11:07 PM on Dec. 16, 2008

  • Go to Craigslist and , you can find free stuff in your area. And remember ( I know it's hard ) Christmas is not about presents.... Bake cookies together, make art projects together.. more than anything else, kids want alone time with mom!

    Answer by customcat2000 at 11:27 PM on Dec. 16, 2008

  • cam9lak, how old are your kids?

    Answer by at 11:31 PM on Dec. 16, 2008

  • 5 and 7 years old

    Answer by cam9lak at 11:54 PM on Dec. 16, 2008

  • Cam - you just need to hunt around some. It's not too late to buy online and have it shipped. I've found some amazing gifts cheap. I got my son an mp3 player for 10 bucks (refurbished, usually 60 dollars).. I got the kids Cranium Hullabaloo for $8 (brand new from Toys R US)... You could still squeeze some toys for the kids for 75 - 100 dollars if you were creative and played the price game. Also look at resale shops for gently used toys - you can buy 20 and 30 dollar toys for under 5 dollars. Put up the stockings, use the lights you have.. decorate and you'll be fine.

    Answer by Serafyna at 12:38 AM on Dec. 17, 2008

  • Serafyna, I agree. I took my niece and nephew shopping to see what they wanted. They are 9 and 5, I couldn't get them out of the stupid dollar store. I didn't even want to go in, but my nephew is 5 and had to have a balloon before we started. I took them to Target and they wanted to go back to the Dollar store! Honestly they are getting $40 worth of dollar store stuff for Christmas because that's what they wanted! Do you know how far $40 goes in the dollar store?

    Cam, sorry, I don't have toys for 5 and 7 year olds. I've been giving away toys on my blog along with videos, books and clothing, but I don't think I have anything for that age group. You can have a look and I'll keep thinking.

    Answer by at 1:06 AM on Dec. 17, 2008

  • Go to Dollar Tree. I did a lot of shopping there for a charity I run. I got baby dolls, doll clothes, play shoes, dress up clothes,books, and a lot more. I had bags full and only spent about $40.

    Answer by sweetest-sin7 at 1:54 AM on Dec. 17, 2008

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