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/i want for 2009 to set up a budget and live that way ,,,,,can anyone help......? ....i think i will put so much away for food. gas..and what? at beg of month put aside $$ i have a wedding Jan..otherwise,,if we dont have it we dont go out

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Asked by Anonymous at 5:54 AM on Dec. 30, 2008 in Money & Work

Answers (3)
  • The way we do ours is list the bills for the month. Put in category to stash money for school, Christmas, birthdays etc.. Here an example: Rent 500 Lights 100 Gas 200 Phone/internet 100 Cable 50 Christmas 100 Clothes 100 School 10. Food 400 (100 per member) Auto Gas 200 (may want to make higher or lower but remember it could go back up).
    Income Approx: $2,000 Out go is: 1,760 so you have 240 for paying debt down or saving. Take the Christmas, Clothes, school etc. and put in savings till the event comes.

    If there is a wedding or something you could use the extra money. Ck out Dave Ramsey (there a group on here) and I do the envelope system he has.

    Answer by Anonymous at 6:06 AM on Dec. 30, 2008

  • A budget is extremely important and I am pleased that you are taking the steps now to set one up. Unfortunately, these answer boxes don't allow us enough room to answer and my suggestions would probably be a mile long...LOL. Try the budgeting groups listed above and Google for some budgeting ideas, as well.
    Just keep in mind that a budget will not remain constant throughout the year due to weather changes, emergencies, income changes, etc. Start with a basic budget that covers the constant expenses and enough to cover elastic expenses. Begin a savings, and stick to it, for unexpected expenses.
    Purchase a very simple budgeting log book to keep track of everything.
    I commend you!

    Answer by PrydferthMenyw at 11:13 AM on Dec. 30, 2008

  • a good way to save money for the wedding would be to go to places like or has some good stuff too... as far as budget goesI would calculate your average bills, and if you can cut back a little on things you don't need, or try buying non brand name idems. put it into a seperate account for your wedding and go from there.. food for a wedding is about 5-10 a plate for catering... renting a place is about 100 and up... etc. go cheap on what you dont' need to have, and spend it where you really want it spent. good luck and congradulations on your upcoming wedding.

    Answer by xxhazeldovexx at 7:33 PM on Dec. 30, 2008

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