How do you file for bankruptcy?

I really don't want to head down this path but it seem i have no other options, I have a part-time job also joined avon to sell but no one has placed an order. the income we bring in harly covers the bills. I don't know what else to do.

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Anonymous

Asked by Anonymous at 11:41 AM on Feb. 18, 2009 in Money & Work

This question is closed and filed in the CafeMom Encyclopedia.
Answers (8)
  • Work another job at night to avoid daycare. You are still going to need income even if you file bankruptcy. You will create new bills if you do not change how you spend. Contact an attorney.
    Anonymous

    Answer by Anonymous at 11:44 AM on Feb. 18, 2009

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  • Contact a Bankruptcy attorney.

    Christine0813

    Answer by Christine0813 at 11:47 AM on Feb. 18, 2009

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  • Anon: I can't avoid daycare i have a 11 mo old...I the cost of 125 week is killing me i don't have any family where i am at. so it is really hard.
    Anonymous

    Answer by Anonymous at 11:49 AM on Feb. 18, 2009

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  • Call a bankrupcy attorney
    KARRIEMARIE

    Answer by KARRIEMARIE at 11:51 AM on Feb. 18, 2009

    Credits: 6581 Level 19
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  • dont pay any bills
    Anonymous

    Answer by Anonymous at 11:51 AM on Feb. 18, 2009

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  • If you really have no other options you should contact a bankruptcy attorney but there are fees you have to pay to start it. Have you tried maybe calling agencies to see if you can get any kind of help? Every town is different but they have places that can maybe help with things, there are food pantrys in most areas too that can help some.
    teletalker

    Answer by teletalker at 5:05 PM on Feb. 18, 2009

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  • Please look into ALL other options before filing bankruptcy. Even going to a Credit Consumer Counselor for help with consolidating your debt and it going against your credit is better than having bankruptcy on your credit report. I'm serious.
    Please look into any federal and state programs that you can apply for that may be able to help you, even if you have pride - it's only short term. Then look up your area's consumer credit counselling agency (call your local Department of Human Services to see if they have the number for them if you can't find it in the phone book).
    Keep your chin up sweetie. It will be very hard, depressing, and humiliating to go through this time, but there IS a light at the end of the tunnel. Assistance is only temporary and is there for a reason, such as yours, and you can work on improvements in the meantime.
    Please don't do bankruptcy unless ABSOLUTELY necessary.
    HUGS
    PrydferthMenyw

    Answer by PrydferthMenyw at 11:17 AM on Feb. 20, 2009

    Credits: 6685 Level 19
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  • You are not alone !!!!!


     


    www.DoctorsMission.com

    Anonymous

    Answer by Anonymous at 11:54 PM on Feb. 20, 2009

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