Everything You Need to Know about Ameriplan

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(To Listen to this information: 616-712-1735)

Hello!  Thank you for taking the time and interest in getting started working with our home based company!

We help many people to work from their home without having to deal with products, inventory, or cold calling.

There are a lot of details to follow.  Please review this information carefully and follow the links provided and either call or email me to schedule a phone interview when you have finished.  We have training spots that will be filled this week, We would love to get you started in our training program asap.

Our Company

AmeriPlan® is a service based company. We do not sell products, do home parties, or collect money AmeriPlan® is a true work at home CAREER. You can work either full time or part time at home...100% on the Internet.

• Ameriplan began in 1992 with a simple dental plan and we have grown into a company that provides a full range of health benefits along with financial and security programs as well.
• Based out of Dallas, TX
• Allows it's home workers to work exclusively from home
• You can work around your own schedule
• 401K Plan available
• Accidental Death & Dismemberment Insurance available
• Health Benefits for your entire household available
• We are paid daily, weekly AND monthly.
• Free training and support

We help you start making money at home immediately. We also have training centers all over the United States that you are welcome to attend. Our training centers are available at no cost. 

Our Opportunities

We offer two positions that are available immediately. Once you work for AmeriPlan®, you can choose to work with both positions, or simply work one. The choice is up to you.

 AmeriPlan® offers discount benefit plans. We've found that 70% of Americans are either not insured or under insured.  We currently have over 1.7 million members and we are growing every day!

This is not insurance. You don't need a license and really, you don't need to understand the health industry at all. Many people shy away from doing an AmeriPlan® business because they believe they need to become an expert in either insurance or the health industry. It just isn't true. What we do is set up our home office like a "call center." Our corporate office is in Dallas, TX. We have 250 full timers working for us there and their entire job is support those of us working at home. There are over 50,000 IBO's in AmeriPlan® across America today. This is a very large company.

In a nutshell what we do is we market AmeriPlan® two different ways:

 First opportunity: we market to people who want to save money on their health benefits. They answer our individual ad campaigns by either calling our toll free number or by registering onto our company website. We call these people back and we talk to them for about 5-8 minutes. We basically follow a very simple short script where we fill out their benefit membership application. We ask them questions like, "Are they looking for medical with dental or just dental." We fill out the application and electronically submit it to AmeriPlan®. AmeriPlan® takes over from there. They service all the customers we bring in. So you see, we never call this customer back and they never call us.

 The second opportunity is marketing the AmeriPlan® business opportunity. People, just like you and me, who want to work from their home answer our individual ad campaigns and call our toll free number or they register for more information through our company website.  We then call these people back and spend about 15 minutes talking with them about the opportunity. If they are ready to create an income from home, we enroll them over the phone.

 So you see, there are no products. We just handle paperwork from the comfort of our home office.  We never telemarket or cold call anyone. We just call people who have requested more information from us (just like you did). We are just the "middle man" setting up people's memberships/IBO accounts with AmeriPlan®.

You play an integral role in the accomplishment of the team. Time and effort is invested in every person who works with us and wants to build their dreams from home. We believe in creating a meaningful environment and offering the tools to achieve success. All that is required is a willingness to learn and a desire to help people save money on their benefits, or help people earn extra income from their home.

Our Plans and Programs ~ Available Nationwide
(These are the plans and programs that you will be helping other people with)

The Benefit Programs ~ Can be used as stand alone benefits or as supplemental benefits:

• Dental, Vision, Rx and Chiropractic ~ Save up to 80% on your dental services! Our member rates range from $14.95 to $19.95 a month for this plan.
• Health & Hospital Advocacy ~ Includes 24/7 Nurseline, Ancillary Services & Podiatry Services too! Our member rates range from $29.95 to $59.95 a month for this plan.

The Security Program ~ Protect your money, your credit, your family and your children:

• Our SecureNet Program offers savings on roadside assistance, legal services, financial services such as credit repair and debt management, identity theft help, and child protection services. Visit http://www.apsecurenet.com/ for more information. Our member rates are $24.95 a month for this program.

The Savings Card ~ Save on everyday expenses:

• Our Freedom Pass Program offers savings on dining, automotive, shopping, travel, cruises and recreation. Visit http://www.apfreedompass.com/ for more information. Most people save thousands of dollars a year with this program. To see how much you could save CLICK HERE. Our member rates are $14.95 a month for this program.

Qualifications
We are looking for teammates who want to make a realistic income from the comfort of their homes. You must be comfortable on the internet and the phone.

We're looking for someone who can devote at least 1 - 2 hours a day to this business. More would be great; if it's less that's okay since we have no quotas; but we're really looking for 1-2 hours a day. We have a step-by-step guide on our training site to help you create your business and begin making money immediately. You will receive one-on-one mentoring and a team of colleagues to support you.

This is a business and not a job! That is the best part. You will be paid on the government 1099 form, which makes you an independent contractor. You'll be eligible for all the home business tax deductions and the flexibility of being at home.

 Because this is a business and not a job we do have an overhead that we pay to our corporate office of $50 a month. This monthly IBO fee includes the cost of our websites, the support for our members, the accounting and collections that corporate does for us and it covers our benefits as well. This is a monthly overhead that is 100% tax deductible. It's the cost of doing business each month. You will pay your first month's IBO fee's when you enroll and once you have your residual check coming in each month, our corporate office will hold that $50 from your residual check just like any other deduction from your paycheck at your J.O.B. 

About Our Team

The Freedom at Home Team is an award winning team. We offer a fun atmosphere and we are inspired by what we do. We share a common goal - to improve everyday life for anyone with a strong desire to stay at home and have time to enjoy all the important moments. Our experienced team is here to partner with you every step of the way in reaching your goals, so that you can build an income to last a lifetime. Not only will you be working with an award winning team, our team has also been featured in several work at home magazines.

Thousands of people have joined our team and have found their own personal freedom at home.

 Business Options and Tools

Depending on your needs, we have several ways that you can come into the business. Choose from one of these options:

OPTION #1 Premier IBO

This is our most popular option and where you will get ALL benefits and the best value.

As an advanced IBO you'll get a large benefit package along with your business ownership.

You will get the following:

• Your own business 100% tax deductible (see huge savings on your next tax return)
• Total Health Benefits Plan ~ For Entire Household ~ Includes: Physician Care, Hospital Advocacy, Dental, Vision, Prescription, Chiropractic, Podiatry, 24/7 Nurseline ~ Can be used as supplemental benefits if you already have some form of insurance.
• SecureNet Program ~ Includes: ID Theft Protection, National Child ID Kit, Family Legal Plan, Roadside Assi stance and Financial Services
• Freedom Pass Plus (12 great savings categories such as dining, travel, auto etc!!!) To see your estimated savings CLICK HERE.
• AmeriPlan Tax & Money Matters(ATM2) Club ~ Quarterly Tax Advice from Sandy Botkin, CPA
• 401K Program (once your monthly residual check reaches $1000 a month)
• Direct Deposit (after you advance with the company)
• An Accidental Death and Dismemberment Package (once you advance with the company)
• 24/7 access to training site and support
• Full customer support for your members. A team of people that work FOR you!
• Unparalleled training and support from the best team leaders and fastest growing team in the company.
• No commitments or quotas ~ can be cancelled at any time
• Four e-commerce enabled websites, all built and hosted for you!
• IBO Back Office Website to maintain your business
• eKit ~ online start up kit with .pdf files of brochures, applications etc.
• COST: $100/month. (First month paid upon enrollment.)
• OPTIONAL MATERIALS: $45 Broker Kit of supplies including $75 worth of gift certificates for supplies of your choice**

OPTION #2 Basic IBO

As a basic IBO you will have the same business opportunity as a Premier IBO with a smaller benefits package.

You will get the following:

• Your own business 100% tax deductible (see huge savings on your next tax return)
• DVPC Benefits Plan ~ For Entire Household ~ Includes: Dental, Vision, Prescription and Chiropractic benefits~ Can be used as supplemental benefits if you already have some form of insurance.
• Limited Freedom Pass
• 401K Program (once your monthly residual check reaches $1000 a month)
• Direct Deposit (after you advance with the company)
• An Accidental Death and Dismemberment Package (once you advance with the company)
• 24/7 access to training site and support
• Full customer support for your members. A team of people that work FOR you!
• Unparalleled training and support from the best team leaders and fastest growing team in the company.
• No commitments or quotas ~ can be cancelled at any time
• Four e-commerce enabled websites, all built and hosted for you!
• IBO Back Office Website to maintain your business
• eKit ~ online start up kit with .pdf files of brochures, applications etc.
• COST: $50/month. (First month paid upon enrollment.)
• OPTIONAL MATERIALS: $45 Broker Kit of supplies including $75 worth of gift certificates for supplies of your choice**

OPTION #3 TOP Program Upgrade

This opportunity will increase your speed in building an income. Think: 12-18 months to a six figure income.

The TOP Program offers weekly bonus opportunities not available to the basic or premier IBO.

You will get the following:

• All the benefits listed above in Option #1 as an Premier IBO
• $300 in gift certificates for business supplies to help you set up your home office
• $500 in gas vouchers
• $100 Jump Start Bonus opportunity in your first 28 days when you enroll just 3 new memberships!
• COST: One time $400 upgrade in addition to the $100 Premier IBO Option
• This package is an $800 value!!

**Attention Residents of SC - there are special rules for SC residents. Please email [e-mail] for a copy of the SC restrictions and enrollment option.

Decisions, Decisions - Which of the three options listed above is best for you?

Our Premier IBO Option is the most popular option for the low monthly cost and the huge benefit package that is included.

If $100 is just too much out of pocket cost, the Basic IBO Option still gives the same income opportunity will just a smaller benefit package.

Deciding on the $45 broker kit? If you want professional looking materials, I'd recommend this kit. If you do not have a color printer or if you have issues with the ink cartridges on your printer and the mess, I'd also recommend this kit. Everything is pre-printed and you receive so much to help you set up your home office. If you purchase the $45 kit, you also receive the free electronic kit.

Our most Frequently Asked Enrollment Related Questions:

What if I change my mind about the $45 broker kit?
You will always be able to purchase supplies at any time. So do not worry if money is tight and you have to receive the free electronic kit. Your training is the same regardless and you always have access to purchase supplies.

If I enroll as a certain type of broker, can I upgrade/downgrade to a different type?
Yes. If you want to enroll as a Basic Broker and upgrade to a Premier or TOP later on you can. You can also downgrade. There is only one exception, you must be a Premier Broker to upgrade to the TOP program.

Should I enroll directly into the TOP Program?
That really depends upon you. If you have prior experience in any of the following, you may want to consider it:

• Network Marketing
• Home Businesses
• The medical/dental
• Are an insurance broker (or have been in the past)
• Are well connected with small business or others in your community
• Have reviewed all the material sent to you, have gone on a phone interview with the person who sent you this email, and have truly researched this company.

Most of the top producers on this team are TOP Brokers or Premier Brokers. It is not mandatory, but those are the statistics. If you have the money for the TOP program, it is highly recommended.

Why do I have to pay? I don't understand.
First and foremost this is not a job, this is a business opportunity. Just like a Starbucks or a McDonalds venture. You'll be running your own business from home ~ working for YOU, setting your hours and have UNLIMITED income opportunities. The major difference between this and a Starbucks or any other brick and mortar business is that the overhead cost (even at the $100 level) is so much LESS. You would never be able to maintain another business each month for just $100 or $50 a month. It would cost more than that to set up and maintain a single website.

Your business expenses are 100% tax deductible. You'll be able to deduct things that you are paying 100% for now that you wouldn't be able to deduct if you had a regular JOB. For example: your computer, phone, portions of your electric, gas and utility bills, your rent or mortgage interest and so much more. Your meals ~ eating out, travel etc ~ all can be business related tax deductions!

For more information on the tax benefits and an article from Sandy Botkin, CPA: If You Don't Have a Home Based Business, Start One Today

When I had my JOB in the corporate world, I paid $500 a month for my health benefits and I didn't even get anything like the Secure Net or Freedom Pass plans. I also didn't get to deduct that $500 a month on my income taxes.

Running a home business is an INVESTMENT in your future. Your residual income will pay you for LIFE. A JOB will never ever do that for you.

I have a residual paycheck that is willable and sellable. I know that if something were to happen to me my paycheck will continue to come every single month and my family will be able to survive LONG after I am gone. LIFETIME RESIDUAL INCOME ~ BEAUTIFUL and PRICELESS.

The Contents of the Optional $45 Broker Kit
When you enroll ~ whether as an advanced IBO or a basic IBO you have the option of selecting a broker kit for just $45.

This broker kit has everything in it to set up your home office. The corporate office in Dallas has a store where we can purchase additional supplies - like 500 business cards for $20, package of company letter head for $5, etc.

Contents of kit:
(1) IBO Benefits Guide
(1) Welcome Letter
(2) Sales Aid Order Forms (with return envelopes)
(1) AmeriCAM^TM/IBO Support Instructions
(1) New IBOs: Your Questions Answered
(1) AmeriPlan® Discount Programs "What-If" DVD
(1) "What If" DVD order form (with return envelope)
(50) Dental Plus brochures
(50) Total Health brochures
(25) Total Health Plus brochures
(25) AmeriPlan® Discount Programs Combo brochures
(10) New IBO Benefits Agreements
(1) IBO "AmeriPlan Health® Membership Application"
(1) IBO Commission Election Form
(3) $25.00 Sales Aid Certificates


***PLEASE NOTE*** These materials are optional. If you wish to receive this kit to start your business with you will need to select the broker kit option ($45) upon enrollment in addition to the $100 Premier option or the $50 Basic option.

Our Compensation Plan

First, AmeriPlan® pays us a commission for every application we submit. For a membership application for a new customer we get anywhere from $35-$107 based upon which benefit plan they have chosen. The lower end advanced commission is for a dental membership and the higher end is full family medical membership. Now remember, this is what you get for just typing up their application and submitting it to our corporate office down in Dallas. They service these customers for you.

The second way we earn an income is even better than the first way. We can build up a residual income for ourselves. Every month AmeriPlan® tallies up all the money that they are bringing in for that month which originated with you (e.g. you did the initial application form). They tally it up and they give you 30%).  It doesn't matter if you introduced them into AmeriPlan® years ago, you continue to earn your money. For every IBO you brought into AmeriPlan®, as long as they are still enrolled, AmeriPlan® will give you a residual income of 30% or $15.00 for each one, even if it's been years since you introduced them into the company.

As an example, let's say you helped a family two years ago sign up with our full medical plan. You received a one time commission of $107.  Every month (starting with month 7) this family pays a $60 monthly fee to AmeriPlan®, you receive $18 of that $60 This business really does build up. Imagine if you enrolled 10 new customers a month for the next two years... for the next five years... etc. For each new IBO you enroll you earn $15.00 a month residual for them. 

Then if you have entered in as a Trainer, you have the 4 pools of bonuses mentioned above, that you will be eligible for and those are paid to you on a weekly basis.

This business is yours. You own it. Your paychecks will come from AmeriPlan® and be addressed to you. You can will this to a spouse or your children and then your residual income checks will be address to them. It's a way you can leave behind a financial legacy and take care of your family. I don't know of any 'job' that will continue to pay your family once you're gone.

This company has really been a blessing for my family.  It has given us a great deal of financial freedom and I only work this business part time.  Please take your time reviewing this information completely and jot down any questions you have.  Then call or email me so you can get started working at home with us as soon as possible!

 Changing Lives, One at a Time!

 If not you, who? If not now, when?

 2-4 years will go by anyway, will you be in the same place then that you are now financially?

 You have the power to change it now!  Get back me so that I can answer all your questions and get you started working at home immediately.  If you wish to go ahead and get started now, you can do so by clicking here.  I will start you on your training immediately!

Megan Russell
www.freedomathometeam.com/megan
336-684-1284