Need tips on saving money.

[JenaSmith]

I have been working for a month now making 300weekly. We done without things for a while so we kinda went crazy buying new cloths and such. I have two old bills i need to pay. I am saving money to buy a car too. Other than that we just pay for gas phone bill and diapers. Were staying with my parents til were out of college. How can i be more strict opon myself though to save more money?

[slw123]

A written budget, use cash only, never get a credit card.  Pay cash for your car.  If all you can afford is a $1000 car, then that's what you should get...no car payments.

[sweetpea1269]

You can see if the employer will "split deposit" or set up an automatic transfer from your checking to savings each payday and you set the amount with either of these options.
I auto transfer $50 to a personal loan each week to help pay it down faster. I also transfer $250 ever other week to savings. Once the loan is paid, I will put that extra money, including the loan payment amount toward my school loans to pay them faster. Then I will split that extra money between savings and our mortgage. It should take a year more to pay off the school loans (5 years cut to 2!) Good luck to you!

Quoting JenaSmith:

now this sounds like something good. Is it a certain amount they will automatically take out or i set it

Quoting sweetpea1269:

Set up an automatic transfer to a savings account, and don't count or touch it unless it is an emergency. Decide what constitues as an emergency and before "going crazy" decide if its a need or a want.

[Gabbysmom615]

These are good tips

Quoting mrswillie:

Second hand a n consignment shops are great for clothing.

Don't eat out.  Do a bag lunch.  Dh always takes his lunch.

Don't do tanning or nails. I paint mine weekly myself.

I hang dry clothes.

Carpool if you can.

Buy when things are on sale.  School supplies, baby items, tampons/pads, etc.  This way you get the lowest price.

Try generic.  While something I don't like in generic, others are good.

[othermom]

coupons, buy second hand, use a clothes line

[PinkButterfly66]

Set up a direct deposit so that 10% of your pay check goes into a savings account that isn't linked to your debit card!

[ambermario4ever]

don't buy clothes or toys new. shop at local consignment sales and at once upon a child if there is one near where you are. don't eat out if you don't absolutely have to. cook at home. and do not buy a car till you can either buy it out right and have no payments or till you can absolutely afford what the monthly payment will be.

[daerca574]

 read the Total Money Makeover by Dave Ramsey or go through Finacial Peace University!  Coupons help a great deal, but learning to budget on a small income is what you need.  Good luck!

[lasombrs]

I breastfeed only and cloth diaper. That has saved me tons!!

We have a cell phone that was added to another family member's plan and only pay $10 a month for it. No home phone, no cable. No eating out etc. We grill more outside now to keep the house cool so we dont always need to have fans or a/c on.

yard sales to sell everything we dont really need. Coupons have saved us a ton! following a blog that matches sales and coupons and such helps to save more too

[teesoloca]

 no nonsense spending, no eating out