Yes we have to as we live paycheck to paycheck and save all year for birthdays and Christmas as the are all near the end of the year.
yes and no..
yes I try not to spend then 150 dollars on one child but Im not gonna worry if I spend 10 dollars more or so..or less
Yes, we have a budget and we stick to it.
No, not really. I buy some things here and there throughtout the year when I find things on clearance (art sets, books I know ds would like, small toys), so then we just need to buy the bigger items he wants. This year we did layaways at Toys R Us and Walmart. I've also tried to pick up more hours at work, babysit more, and just said yes today to dogsitting over the long Thanksgiving weekend, so that extra cash will be great!
Quoting PoehlerBear1983:I only buy what i can afford. I dont do credit cards so i guess yes i do. I dont have a set amount in mind though its just what i can afford
We budget specific amounts and stay with that budget. I won't go into debt.
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