When renting a car, you can count on getting the hard sell for a collision damage waiver, which typically costs $20 to $30 a day. The thing is, you may already be covered. Rental-car damage and liability are covered by your auto policy, and most credit cards will pick up your deductible and miscellaneous fees. See How to Avoid Unnecessary Rental Car Fees to learn more.
Speaking of credit-card perks, it pays to know what your card offers. Some cards come with travel insurance and roadside assistance. Your card may even cover the cost of one checked bag on your next flight. Other cards include free extended warranties on purchases. Why pay extra for these services if you’re already covered?
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