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If your child gets hurt at School

Posted by on Apr. 23, 2013 at 9:18 AM
  • 14 Replies
If your young child has an accident and ends up needing stitches from an accident at preschool, do u ask the School to pay for it/paart of it? A friend of mine was saying at her preschool they have insurance for that reason and they've offered to pay before. Thoughts on this?
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by on Apr. 23, 2013 at 9:18 AM
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Replies (1-10):
mjande4
by on Apr. 23, 2013 at 9:19 AM

Absolutely NOT!  We have insurance for this very reason.  Kids are going to get hurt and it's irresponsible as a parent to expect others to pay for childhood injuries.

Elyssa414
by Bronze Member on Apr. 23, 2013 at 9:23 AM
I don't think so... It's not like an "on the job" injury.
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SassyWildflower
by on Apr. 23, 2013 at 9:24 AM

No, we would take care of it.

fraujones
by Amanda on Apr. 23, 2013 at 9:49 AM

Our insurance would cover it. But some familes might need it. 

MamaJane
by Jane:) on Apr. 23, 2013 at 9:53 AM
No I would t expect it. However my insurance did cover an accident that happened at my house once and I didn't pay a dime. The boy jumped on the couch and fell off. I ran to him and just as I picked him up he passed out. I ran to my phone and was dialing 911 when he woke up. I called mom instead. I had dealt with this before with my own son when he fell off the monkey bars and was pretty sure the wind was just knocked out of him.

She chose to take him in and get a cat scan. She was all set to run it through her ins but my homeowners picked it up. I'm sure if I had more claims then I would start feeling it.

Also if it was negligence then yes they should pay. Just a kid falling down, no. Their ins would sky rocket and then her fees would too.
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othermom
by Ruby Member on Apr. 23, 2013 at 10:01 AM

No I don't

lil_mama06
by Brian's Lil Vixen on Apr. 23, 2013 at 10:09 AM

I've heard of school insurance..Thankfully my kids have NEVER gotten hurt at school...

momofsixangels
by Colleen on Apr. 23, 2013 at 10:13 AM

No our insurance pays for it

MamaMandee
by Mandee on Apr. 23, 2013 at 4:54 PM

I have no idea but even tho I have insurance the hospital not my insurance kept pressing the issue that I fell someplace other than my home. Everything was covered by my insurance & they had no issue. 

mamadee1971
by Dionne on Apr. 23, 2013 at 4:59 PM

 My kid's school has "Student Accident Insurance", which is in the tuition fees.  I need to check to see if my school has it.

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