So, when summer rolls around, do you kind of think, "Well there isn't much going on. Just playing in the yard, hanging out at the local pool, grilling fun." This brings a smile to my face, but beware...that whole train of thought can fool you into thinking you aren't spending that much money. But, as we all know, sometimes those trips to the ice cream truck and definitely those summer vacations add up -- and you may be going beyond your budget before you know it.
Though it is the last thing you want to do on a sunny day, why not take a look at your budget and refigure it for summer spending? A few tips:
-- Take your daily routine and shift funds around accordingly. So maybe you aren't spending as much gas money since you aren't going to school twice a day...those funds can go for some extra dollars you need as you are entertaining the kids or to a vacation fund.
-- Trim your electric bill. Since you don't have to heat your house, try to shave off a few dollars by keeping windows open and using fans instead of running the air conditioner the whole time.
-- Rethink lunch. If you usually aren't responsible for lunches for the kiddos, which can be a big dent in the grocery shopping budget. See what lunches you can make for less than a dollar a day, as well as how to use leftovers from dinners as a lunch.
-- Hold a garage sale. Summer is a perfect time to weed out stuff you don't need, don't wear, things your kids have outgrown. Hold a garage sale and put all of the funds into helping pay for part of that weekend road trip to the beach.
How do you budget for the summer expenses? Do you find your spending habits are different than other times of the year?