I dont remember if it was this group I posted my bank issues and someone.... many people suggested Dave Ramsey. Now I am just wondering can you do step 2 and step 1 at the same time? We have a CC that will go up in interest and we need to start making double payments now before we go into the hole worse than we are. I was just wondering if for 8 months we can do the $1,000 emergency funds as well as doubling up on payments?
I did several scenarios that it will work if we did both at the same time and still have more than enough to left over for everything else.