My hubby is considering retiring this yer after 15 years instead of going the whole 20 in the Army. He is just tired of missing out on so much of the kids lives and stuff. He is thinking of going ahead and retiring this year at 15 years instead of doing the whole 20. I am trying to figure out what are someone the pros and cons of this. If any of you know anything about the differences in retiring at 15 instead of 20 please let me know. Thank you so much!