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The VA loan question got me thinking. How do you choose your realtor and lender? We are looking into buying a home (our first) and I'm talking to a realtor that came recommended by a friend, but I'm not sure it's a good fit. We won't be in the area for another few months, so I understand we might not be high on her list of priorities, I just expected a bit more effort than I've seen so far.
Posted on CafeMom Mobile
by on Sep. 16, 2013 at 12:41 AM
Replies (21-25):
mlogsdon
by on Sep. 16, 2013 at 3:06 PM


Quoting ReadWriteLuv:

We rented a house for a year, then just purchased it from the owners, who weren't returning. It's the easiest way to go about it. The VA loan makes everything super simple. We used the realtor who was good friends with the owner. Easy peasy.

That said, we'll never own again until my husband retires and we know we're staying put. Ownership is a pain in the ass, I actually enjoy renting much more. It's so nice when something goes wrong to just be able to call up and say ________________ is broken and needs replaced. Or, hey that massive hail storm knocked 60 softball sized holes in your roof, you had better call your insurance. (True story, that happened to us.)

Wow! Yeaaa. I dont want to deal with that type of nonsense lol. 

mlogsdon
by on Sep. 16, 2013 at 3:10 PM


Quoting Mrs.Brugger:

When my ex and I were looking into buying a house I was totally put off by our realtor. He was more concerned with trying to sell every house we came into, rather than what we were interested in, and most of the houses he showed us were his own listings. So glad we decided to wait it out another year rather than get talked into an ugly house (...and because we didn't work out lol). When DH and I decide to buy a house, i DO want to be high on the list of priorities. I won't stick with a realtor I'm not comfortable with or someone who's not willing to look for what we're interested in. I wish you luck, if you don't like them, find someone else!

I dont think shes concerned with selling every house really... Just doesnt seem motivated to find out what we want or really any thing about what we are doing. I kind of expected her to hold my hand through this lol, but it feels like I'm dragging her along for the ride at this point.  I do think im going to speak to a few others :-/

mlogsdon
by on Sep. 16, 2013 at 3:14 PM


Quoting anchorgurl:

 Definitely interview more than one until you feel confident with their personality and goals.  I have had realtors recommended to me that I didn't connect with at all.  Also, let the person know what kinds of contact you want and what your expectations are.  Some realtors are more interested in being a seller's agent than a buyer's agent. 

I also agree with the response about lenders and fees.  The fees can vary considerably.

Good luck and happy househunting!

Thank you! Im excited about it, and dont think my expectations are out of line. I mayyyy be slightly too enthusiastic right now lol, but I want someone i trust to help me narrow it down so we don't have too long to wait once we get there. 

mlogsdon
by on Sep. 16, 2013 at 3:15 PM


Quoting SlapItHigh:

My realtor was my Grandma all 3 times we bought houses. Having a top agent as a family member is really nice! She has a great lender so we went with him although we made sure to shop around a little just to be sure. The last house we sold almost fell through because of our buyer's lender but my Grandma got our buyer hooked up with her lender and he was able to get her loan to go through when the other lender wasn't. Phew!

Thats great! My sister is a realtor in Mass, but brand new and cant help me in this situation ;-) 

mlogsdon
by on Sep. 16, 2013 at 3:21 PM


Quoting SierraLynn:

We are looking into buying after my husband gets home. We are going to use our property manager for the house we are renting as our realtor. I've gotten to know him better and he is a good guy and seems to genuinely want to help us. He isnt flooding us with listings and phone calls because he knows my husband wants to be a here first. But he knows our desired area to live. Just not our price range. We need to talk to a lender first to see what we can afford.
It does seem like the nicer houses in this area are very expensive. If we can't find something suitable and livable for a decent price then we won't be buying here.

We have started the process before and I talked to USAA about our price range, but we ended up not going where we thought so we held off for a few years. From what I've seen, we can find something nice in the range we want, just kind of small. Way better than the rentals we have seen, or on post housing lol. I dont expect our first house to be our dream house- especially since we are staying pretty low in price, but I do expect it to be decent lol. Its just a few hours from where my husband grew up, so we would be happy there, we just aren't sure on the exact neighborhood yet. I definitely have a lot of research to do. 

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