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Credit cards?

Posted by on Jul. 8, 2011 at 4:17 PM
  • 29 Replies

 

          How many credit cards to you carry?  Do you have a good method to keep the balances in check?  Beth100

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by on Jul. 8, 2011 at 4:17 PM
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Replies (1-10):
chrissysnow22
by on Jul. 8, 2011 at 8:10 PM
None whatsoever
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sweetmissy_05
by on Jul. 8, 2011 at 8:11 PM

None...we don't use credit cards...it's either cash or money orders.

MommaGreenhalge
by on Jul. 8, 2011 at 8:12 PM
Cash or debit. Never ever opening another credit card account.
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sandra1023
by on Jul. 8, 2011 at 8:16 PM

None.  We have never had one.

JessWulf84
by on Jul. 8, 2011 at 8:17 PM

I have 4 that were all maxed out 4 years ago when I did my unpaid internship for college.  I spent 3 years making the minimum payment on them and finally last year when I got a full time job the balances are about half paid off now.  I haven't put anything on them in 4 years now.  So, no I don't have a good way to keep the balances in check lol!

NinaLemon
by on Jul. 8, 2011 at 8:18 PM

I carry two, but use one right now.  We go back and forth between two to earn points.

We log every purchase on a spreadsheet just like in a checking account and then at the end of the month pay the balance in full.

DH also uses the spreadsheet to breakdown how we spend our money - how much goes to food, home, entertainment, etc.

We have already gone on one Disney vacation completely free by using Disney Dollars. Right now we have enough points for another week in Disney and we are working on points for airfare :D

ChaoticAtBest
by on Jul. 8, 2011 at 8:50 PM

we have a couple but the balances will be paid off soon.

MomToAnArmyOf3
by on Jul. 8, 2011 at 9:01 PM
We have zero credit cards! :)
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PalmBayHeather
by on Jul. 8, 2011 at 9:03 PM

My husband and I have NEVER had one credit card and we will NEVER have one! 

katiebug840204
by on Jul. 8, 2011 at 9:26 PM
None. I have never had any either.
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