I've been there.
I challenged myself to save $5 a week, then $10 a week, usually in the grocery budget. Then I forced my total budget to work with $25 a week less than I was used to, and I had the paycheck directly deposited with $25 of it automatically going to savings every week. We paid ourselves first by doing this. If I never touched the money physically, it was a lot easier to save.
ANY amount is a good start. Even if its a few bucks. Put it in a jar and leave it be! Add your change and spare dollars where you can. You'll be amazed at how it adds up!
I think that's when you have to sit down and take a look at what goes in the house, and what goes out. Then go from there. Even if it's just a $1 or $2 you are still putting something towards savings. I only put $5 off top before I do anything else, and then will put more after if there is something left over. Some months I can put an extra $20 or $10 or more, and some months I can't. I also think it's good to take it off the top before you do anything else, but that doesn't work for everyone.
Switch to Mobile Site
Getting Started Guide
Frequently Asked Questions
Part of the CafeMedia family
© 2015 CMI Marketing, Inc. All rights reserved.
Already Joined? LOG IN