The first thing I did was start meal planning...and making grocery lists!! It helped us a ton with buying stuff that we wouldn't eat before it went rotten, etc!
Definitely meal planning will help! Keep a price notebook, too: that way you'll be able to see at a glance which stores truly do have the lowest prices on items you buy regularly. I went a step further and wrote down the cost to buy ingredients for many of our favorite meals, and was a little surprised at how some meals I'd thought were cheap actually cost more than others.
your own laundry detergent and other cleaners. The initial outlay for
supplies may seem like a lot, but they will last for longer than
Do an energy check: walk around each room and identify what is plugged into an outlet. Is that item in use 100% of the time? If not, it can be unplugged/plugged into a power strip and turned off. We did that with our TV, desktop computer, and video game systems. That alone saved me $30 a month.
Turn down your water heater to the lowest setting. Adding an insulating blanket to the water heater will also save you money.
Clean the coils on the fridge and freezer. Dust/lint/etc. on the coils can keep the fridge/freezer from working efficiently, and that appliance is a huge energy sucker.
Learn to do simple car repairs yourself.
I would look at everything you pay for each month. See what you can do without. Then start there with your cutting. I would look at your food budget. Me am not afraid to admit we eat generics when possible. Do menu planning. I used to be strict to our menu plan. But since our son moved out. I'm not as strict. Me stopped using the credit card. It will be May it will be 2yrs I had no balance on it. If you can try to pay off any credit cards you have. Put them away where you can't see them. Spend only on cash you have on hand.
Determine what you are spending your money on and seperate your needs from wants. Take all your needs/bills and tally them up. I do things on a monthly budget. Setting budgets for things like groceries helps too. I find that DH and I having 2 prepaid phones is a lot cheaper around here than any phone plan.
Connect with CafeMom:
Switch to Mobile Site
Getting Started Guide
Frequently Asked Questions
Part of the CafeMom family
© 2014 CMI Marketing, Inc. All rights reserved.