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I need help with cutting costs so we can start saving. Can anyone help?
Posted on the NEW CafeMom Mobile
by on Dec. 29, 2012 at 3:04 AM
Replies (11-20):
AzariahsMother
by on Dec. 29, 2012 at 11:59 AM

shopping at thrift stores/good wills

AzariahsMother
by on Dec. 29, 2012 at 11:59 AM

coupons

AzariahsMother
by on Dec. 29, 2012 at 12:00 PM

bundling services if you can

Mrs.Burke11
by on Dec. 29, 2012 at 12:49 PM
The only bills we pay are car payment, car insurance, internet, loan repayment.
Posted on the NEW CafeMom Mobile
Mrs.Burke11
by on Dec. 29, 2012 at 12:50 PM
I am horrible at couponing


Quoting AzariahsMother:

coupons


Posted on the NEW CafeMom Mobile
AzariahsMother
by on Dec. 29, 2012 at 12:51 PM

I am not the best either.  One thing that has helped me is my meal planning.  I look at what coupons are in the paper, and I also look at sales.  Then I clip depending on what I will be cooking for the week.  I just started meal planning too and doing pretty good.


Quoting Mrs.Burke11:

I am horrible at couponing


Quoting AzariahsMother:

coupons



Mrs.Burke11
by on Dec. 29, 2012 at 12:51 PM
We have a front loader washer and it takes he detergents.


Quoting michiganmom116:


Make
your own laundry detergent and other cleaners.  The initial outlay for
supplies may seem like a lot, but they will last for longer than
purchased cleaners.


Posted on the NEW CafeMom Mobile
Mrs.Burke11
by on Dec. 29, 2012 at 12:53 PM
We are living with my parents right now so we don't pay for utilities, thats why I want to save so we can move.


Quoting michiganmom116:

Do an energy check:  walk around each room and identify what is plugged into an outlet.  Is that item in use 100% of the time?  If not, it can be unplugged/plugged into a power strip and turned off.  We did that with our TV, desktop computer, and video game systems.  That alone saved me $30 a month. 


Posted on the NEW CafeMom Mobile
Mrs.Burke11
by on Dec. 29, 2012 at 12:57 PM
We dont have credit cards (we have poor credit). I'm not proud to say it but we are on food stamps but we still end up buying fast food because I did a poor job at planning and don't have the car while dh is at work to go shopping.


Quoting pinkcoffeecup:

I would look at everything you pay for each month.  See what you can do without. Then start there with your cutting.  I would look at your food budget.  Me am not afraid to admit we eat generics when possible. Do menu planning. I used to be strict to our menu plan. But since our son moved out.  I'm not as strict. Me stopped using the credit card.  It will be May it will be 2yrs I had no balance on it.  If you can try to pay off any credit cards you have.  Put them away where you can't see them.  Spend only on cash you have on hand. 


Posted on the NEW CafeMom Mobile
michiganmom116
by Rhonda on Dec. 29, 2012 at 1:01 PM

Homemade detergents are safe for HE washers.  The sudsing agent is what damages them, and homemade detergents don't have many suds because there's no sudsing agent.

Quoting Mrs.Burke11:

We have a front loader washer and it takes he detergents.


Quoting michiganmom116:


Make
your own laundry detergent and other cleaners.  The initial outlay for
supplies may seem like a lot, but they will last for longer than
purchased cleaners.



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