We were finally approved for a credit card but I am hesitant.
It is through our bank, it has a $39 yearly fee and we have to put $100 down. Not ideal but considering all the time it took to pay off DH's loans, plus the fact I am on disability this is the best intro to credit we are going to get, I think.
We only want it to build credit. We would like a house someday. Also for emergencies, I think its good to have.
We didn't say yes to the card yet because of the fees. is this a good idea to get this card? Are there better offers out there for my dh who is almost done paying off deliquent loans and myself who is on disability so its not considered income.