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can anyone help with a car insurance question cant afford on time payment

Posted by on Feb. 26, 2013 at 4:12 AM
  • 22 Replies

has anyone tried to push up their date for a payment for their insurance? mines due in a few days and I can't make the payment. I of course don't want my policy to lapse expire. Has anyone successfully tried to change thair date for insurance? Thanks

by on Feb. 26, 2013 at 4:12 AM
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Replies (1-10):
lnk8522
by on Feb. 26, 2013 at 9:54 AM
you can call and ask, they may push it
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lnk8522
by on Feb. 26, 2013 at 9:55 AM
1 mom liked this
but you can pay late without your coverage lapsing, but you'll pay a late fee
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Gorilla_Mama
by Bronze Member on Feb. 26, 2013 at 10:52 AM
Call and ask! I have Esurance and I can go online and reschedule my payment up to like a week out without late fees so its possible yours will allow it.
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justahousewife
by on Feb. 26, 2013 at 10:54 AM
Most insurance has a 15 day grace period but don't take my word for it. Call your provider and ask.
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Moki75
by Bronze Member on Feb. 26, 2013 at 11:13 AM

every insurer is different.  the company I used to work for would do a cancel pend for late payments.  They were not allowed to cancel your policy for 30 days after your missed payment.  

_Mrs.H_
by Member on Feb. 26, 2013 at 11:41 AM

Is there a grace period?  Doesn't hurt to call and ask.

conniejo75
by Bronze Member on Feb. 26, 2013 at 11:45 AM
They have to give you 30 days notice before cancelling. But I would call and ask about changing date to avoid late fees
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specialwingz
by Corey on Feb. 26, 2013 at 12:05 PM

Definitely call and talk to your agent.  If you have always been on time in the past, they may have some flexibility.

DawnPratt23
by Dawn on Feb. 26, 2013 at 1:25 PM
Call and ask. As others said- each company is different.
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beachbeauty
by on Feb. 26, 2013 at 2:03 PM

I have USAA and I have changed my due date on their website, so as the other posters said, call and ask or check their website.

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