Advertisement
Join the Meeting Place for Moms!
Talk to other moms, share advice, and have fun!

(minimum 6 characters)

Frugalistas Frugalistas

I have come to terms with my debt

Posted by on Feb. 27, 2013 at 2:30 PM
  • 32 Replies

Last night, I sat down and figured out how much credit card debt I owe.  This is the first time I've EVER done this.  I'm really bad with my cards and need to an action plan to get rid of the debt.


I need some help ladies.  I owe $5K in credit card debt.




by on Feb. 27, 2013 at 2:30 PM
Add your quick reply below:
You must be a member to reply to this post.
Replies (1-10):
mybratsmom
by Silver Member on Feb. 27, 2013 at 2:37 PM
1 mom liked this
What kind of help are you looking for? You can try the Dave Ramsey group and use his ideas to help you work out a financial plan. Generally, a budget is a great way to start. Try to live only pay check to pay check. Are your credit card purchases needs or wants? Do you have the means to make minimum payments on all except one, which will be paid more than the minimum?

Establish where you are first, and let's figure out how to get you where you want to go. I look forward to seeing your posts in the Dave Ramsey group.
Posted on CafeMom Mobile
nmaxwell816
by on Feb. 27, 2013 at 2:40 PM
I had no idea there was a Dave Ramsey group. Going to look for it

Quoting mybratsmom:

What kind of help are you looking for? You can try the Dave Ramsey group and use his ideas to help you work out a financial plan. Generally, a budget is a great way to start. Try to live only pay check to pay check. Are your credit card purchases needs or wants? Do you have the means to make minimum payments on all except one, which will be paid more than the minimum?



Establish where you are first, and let's figure out how to get you where you want to go. I look forward to seeing your posts in the Dave Ramsey group.
Posted on the NEW CafeMom Mobile
mem82
by Bronze Member on Feb. 27, 2013 at 3:09 PM
2 moms liked this

$5000 is a big number but not an unreachable number. 8) Good luck!

cherishhope
by Member on Feb. 27, 2013 at 7:22 PM
The Dave Ramsey group is amazing!!


Quoting nmaxwell816:

I had no idea there was a Dave Ramsey group. Going to look for it



Quoting mybratsmom:

What kind of help are you looking for? You can try the Dave Ramsey group and use his ideas to help you work out a financial plan. Generally, a budget is a great way to start. Try to live only pay check to pay check. Are your credit card purchases needs or wants? Do you have the means to make minimum payments on all except one, which will be paid more than the minimum?





Establish where you are first, and let's figure out how to get you where you want to go. I look forward to seeing your posts in the Dave Ramsey group.

Posted on the NEW CafeMom Mobile
chrissysnow22
by on Feb. 27, 2013 at 7:30 PM
Just wanted to wish you luck.
Posted on the NEW CafeMom Mobile
ciao_kitty
by on Feb. 27, 2013 at 7:49 PM
1 mom liked this

Well, you've accomplished the first step, which is to acknoweldge it, and not many people do! Good luck!

nmaxwell816
by on Feb. 27, 2013 at 9:26 PM
1 mom liked this

Thank you

Quoting ciao_kitty:

Well, you've accomplished the first step, which is to acknoweldge it, and not many people do! Good luck!


nmaxwell816
by on Feb. 27, 2013 at 9:27 PM

Thank you

Quoting chrissysnow22:

Just wanted to wish you luck.


nmaxwell816
by on Feb. 27, 2013 at 9:27 PM

Yes it is a big number but then again, it could be worse.

Quoting mem82:

$5000 is a big number but not an unreachable number. 8) Good luck!


chrissysnow22
by on Feb. 27, 2013 at 9:31 PM
You're welcome. it could definitely be worse.

Quoting nmaxwell816:

Thank you

Quoting chrissysnow22:

Just wanted to wish you luck.


Posted on the NEW CafeMom Mobile
Add your quick reply below:
You must be a member to reply to this post.
Join the Meeting Place for Moms!
Talk to other moms, share advice, and have fun!

(minimum 6 characters)

close Join now to connect to
other members!
Connect with Facebook or Sign Up Using Email

Already Joined? LOG IN