We got our tax return this morning and I immediately paid off our credit cards and my student loans! Aside from our car loan, we are debt free now!!!!
And very relieved :) This will save us over $100/month. We are going to stay debt free this year because we will have to buy a cheap 2nd car with our tax return next year so I can drive DD to school. And also because....who wants debt?! Lol.
Anyway, just wanted to share my excitement :)