Would you switch banks if you were offered free money to do that?
We get lots of junk mail including from the bank that holds the loan on our house. Which by the way will be paid in full November 2016. When I get stuff from that bank. I make sure it's nothing important. Like related to the loan on our house. If not I toss it. Well there must of been something to open up a checking account. The other day that bank calls dh to ask if we got a piece of mail from them about opening a checking account. Telling him. They'll give us 100$ free for opening up a new checking with them. Dh says we are not interested. We are happy with the credit union. Although I could use 100$ extra right now. It just isn't the incentive I want to get me to switch.