So I've been trying my hand at the whole "frugal" thing for a while now and it's either really hard or I'm just doing it all wrong.
It seems like it takes money to save money for me. I want to start an outdoor garden but I need boxes/containers to grow my things in because I live in a mobile home park and we aren't allowed to plant in our actual yards. And then there's the seeds and the potting soil, etc.
I've given up trying to save at the grocery store. I coupon as much as I can but my grocery bill isn't manageable. My 10 year old special needs child is soooooo picky he makes meal times impossible. His diet mainly consists of only chicken nuggets, french fries (and I'd like to just buy sacks of potatoes and cut them up and make them like that....cheaper! But, he won't eat them that way), mac n cheese, and peanut butter & jelly sandwiches. My 7 year old daughter is a little better....she's not as picky. She's willing to eat what I cook for me (even when it isn't something she WANTS or likes).
And....I have NO savings at all. I really don't have anything left to save a month (because I can't even pay everything I need to each month). I have LITERALLY nothing left over each month. The two things I want more than anything to afford is life insurance and home owners insurance. I know these two items are "must haves" but I just can't do it. My cell phone completely died on me Wednesday and I can't even replace that until Monday....and when I do I'm having to use the money that was going to be my cable/internet payment.
It's just me and 3 kids. I have roughly $1000 a month before rent & bills. I'd like to be able to make $100 a week last on the grocery bill but I always go over.
What are your tips on being frugal?