Yesterday we were out and about. Dh had a doctor appointment for his MS. Then we went to the $5 hair cut place. So he could get a hair cut. Then we went up the block and had Mexican for lunch. Dh don't walk so good. I put his scooter together to walk into the hair cut place and to the restaurant and back to the car. Well I had my debit card and ID at the restaurant. When I got home I did not. I think when I put dh's scooter back in the car. Some how the wallet purse I had slung over my shoulder unsnapped. Stuff fell out. I didn't realize till later in the evening. So I call up t he 24 hour number to shut the card off. Someone already had used it and put our checking account in the red. Well technically I am out $165. That's after I paid with that card for lunch. I go to the credit union today. Filled out paper work. They wanted me to go to each business my card got used at. Ask for money back first. That was a joke. So I ask locations of stores. Get the one for a gas station near us and a Walmart Super Center. I figured instead of calling them. We will passing them up on the way home. I go in ask for a manager. One comes out. I explain things. He says not his problem. People swipe cards all the time. We get our money. So no one checks ID's to verify signature is good there. Go to Walmart. As the girl on the phone says come on in with the credit union statement showing what was charged. I do. To find out they won't give me nothing back. File a police report. I said Ok get a officer here now. She say you can call them. No. You call one here now. Or I make a big scene in the store. So she said well one was already there. Arresting someone. Probably a shoplifter. I am told I'd have to wait a while. I said I got all day . Finally a cop takes down the information for the report. Tells me I won't get my money back from the stores. That my credit union would have to do a frauds thing to get it back. I said I was already there filling out paper work. I even put a fraud warning on all 3 credit reporting bureaus. I will get a new debit card in a week. Now I hope I get the missing money back. Now it says my checking is negative $20.