Insurance and Much Needed Therapy
Background: We are in the process of getting our son pinpointed on the spectrum. I'm sure all of you understand how time consuming and gruelling this task is. I just found out that our medical ins considers this a learning disability, just like dyslexia, and refuses to pay for anything. Have any of you gone through this? Anyone have any suggestions.
Just to clarify: we make too much money to qualify for any state medical welfare assistance, and definetly not enought money to pay for his therapy out of pocket. We have 3 other children in our household (4 total) so focusing all of our time, attention, and money into one is not doable.
Eited: I did it ladies I won. I sent them a certified letter threatening them with legal action, along with copies of all of his health records and diagnoses. I included all the scientific reasearch stating that it is now considered a neurological disorder not a "learning disorder," and then sent them a copy of their own policy hand book with the highlighted portion staing that they cover all neurological ailments!
Thank all of you for your support and suggestions.