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and then the bills come

Posted by on Dec. 9, 2010 at 1:04 PM
  • 39 Replies
How do you avoid charging on cards to much for the holidays?
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by on Dec. 9, 2010 at 1:04 PM
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Replies (1-10):
liz.1986
by on Dec. 9, 2010 at 1:06 PM

 Simple, I don't have any credit cards. If I don't have the money for it, it doesn't get bought.

KBix
by on Dec. 9, 2010 at 1:07 PM
We only use cash and budget for christmas
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KristiS11384
by on Dec. 9, 2010 at 1:07 PM

I don't charge on any cards. Heck I don't even own a credit card 

ChaoticAtBest
by on Dec. 9, 2010 at 1:15 PM

budgeting through out the year! It isn't always easy, but if you set aside  so much each month, by holiday shopping time, you should have a decent amount available.

Black Friday deals also help you buy things inexpensively.

sweettigeress
by on Dec. 9, 2010 at 1:38 PM

Yeah...no comment. We're still trying to pay off one from last year. However, we have completely stopped using it so we can get it caught up. 

cmiller83
by on Dec. 9, 2010 at 1:42 PM

 we were BAD last year too sweeti..you're not alone!!!

I use only debit/cash for gifts now and watch my budget...we also started shopping in Oct this year....plan on starting in August next year!!

TallChic
by on Dec. 9, 2010 at 1:44 PM

Kmart layaway has been a godsend this year

 


                                  
                    
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dusky_rose
by on Dec. 9, 2010 at 1:44 PM

 If you can't afford it, you don't buy it.


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Lunagirl02
by on Dec. 9, 2010 at 1:57 PM

 Same here

Quoting liz.1986:

 Simple, I don't have any credit cards. If I don't have the money for it, it doesn't get bought.

 

PrincessKids
by on Dec. 9, 2010 at 2:14 PM

I don't have any credit cards if I dont have the money I don't get it

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