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If something were to happen to you do you have a back up plan?

Posted by on Mar. 16, 2014 at 12:35 PM
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If you died do you and your spouse have a plan of action when it comes to the kids and schooling and such? My husband and I were talking about if something were to happen to me what would he do. To my surprise he said he would keep homeschooling the kids. He wants me to get things all in order in a place so he knows what to do and how to go about doing it. We are also looking into life insurance for me as I don't have any. 

Is this something that has been discussed in your family?  

by on Mar. 16, 2014 at 12:35 PM
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by Silver Member on Mar. 16, 2014 at 1:10 PM

If I died, my ex would put DS into private school or a charter school.  The county he lives in has shitty schools and he knows not to send DS there.  He isn't up to homeschooling him though.  Now if we both died, he would go to my sister.  I haven't really talked to her about what she would do, but I will.  Knowing her she would find the best private school she could and put him in that.

by on Mar. 16, 2014 at 2:25 PM
I think DS would go live with his father, he and his wife HS their young children, so I am sure he would HS DS. DD would stay with DH (since she is his and not mine, lol)...I don't think he could HS so I'm not sure what he would do. I suspect he would put her back in ps unless she really couldn't handle it, then he would try for a private school. Maybe we should discuss that some of my life insurance should pay for a private school or a tutor/nanny for her.

I don't know what would happen if something happened to DH. I would probably enlist my exs help in schooling and caring for DS so I could work ft, but DD - I would have to fight her biomom for custody...which is what DHs life insurance is meant for, a decent lawyer. Then I may try to enlist another HS mom in helping me out with both kids...worst comes to worst, I could ask my exs wife to help with both of my kids and I could pay them or try to return the favor in tutoring their kids or something.

Lets just hope the worst doesn't happen.
by on Mar. 16, 2014 at 3:25 PM

We did discuss it. My husband who was terrified on a primal level of homeschooling also said he would continue. I don't see how he could do it really.

I figured my oldest could help out and by that time they were both old enough to do for themselves much of the time.

But they sure wouldn't have gotten to do as many things or go as many places.

by on Mar. 16, 2014 at 3:31 PM

I have life insurance that is supposed to go to the kids going to a small private school in the event something happening to me. My DH fully admits he'd fail miserably trying to teach all that I all have our strengths!

by Silver Member on Mar. 16, 2014 at 3:50 PM

The children would attend Catholic school.

I am a Home Schooling, Vaccinating, Non spanking, Nightmare Cuddling, Dessert Giving, Bedtime Kissing, Book Reading, Stay at Home Mom. I believe in the benefit of organized after school activities and nosy, involved parents. I believe in spoiling my children. I believe that I have seen the village and I do not want it anywhere near my children. Now for the controversial stuff:  we're Catholic, we're conservative, and we own guns (now there's no need to ask, lol).             Aimee

by on Mar. 16, 2014 at 7:52 PM

With my husbands job, the children would probably end up in school.  The type of school depends where they would end up living.

by on Mar. 16, 2014 at 8:19 PM

My kids would go to a private school if something were to happen to me. DH doesn't want to homeschool. I'm sure my mom would also step in and help out with things, but not enough for him to continue homeschooling. It was sad to think about, but I'm ok with his decision. 

by Silver Member on Mar. 17, 2014 at 11:48 AM
We actually have discussed this, and dh would continue to homeschool. I used to worry about this when they were little, and I always made it a point to let dh know all my bookmarked sites and resources were,so he could figure out my system. The kids are older now, and I include them in most decision making about curriculum,and they could probably school themselves, if the need should arise.
by Sonja on Mar. 17, 2014 at 6:06 PM
Yes. We have discussed this together. Nothing would change.
by on Mar. 17, 2014 at 6:53 PM

Yes we have life insurance. I have a child who will be graduating this year and if something happened to me she would take over the schooling for her brother and sister with help from dad.

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