Am I wrong, telling him to stick with it? (bit long, sorry)
My ods is in his last year of college (he just turned 20). The college he chose to attend is a for profit college, they do quarters and he's been going to school year round since he started in Sept 2012. (he gets breaks in between quarters about 7-10 days, longer at Christmas and summer). He's a Graphic Design major and went to a summer studio before choosing to apply here, fell in love with the school.
The quarter that ended in June, was a rough one. He worked too much and his grades suffered. He failed a class, (not so much from working) but because he didn't understand the content (it was a web design class, and involved coding which isn't his thing, and didn't get helpful help from the instructor). Additionally he lost a job he liked because his boss didn't want to deal with his school schedule anymore. (he told ds, "I want to schedule people where and when I want to.").
He says instructors are leaving and he can barely find people working there. (not so sure how much of an exaggeration this is..but nevertheless)..the school was renting the 2nd and 3rd floors from a hospital, who has now, taken those floors back and the students have been moved to the basement. He's watched his friends who still live in dorms get bounced around for a year to 4 different living situations. (we got him an apt, 'off campus' because it was far cheaper than dorms.)
Ods, is pissed, disappointed, and wants to leave. This school functions in a quarter system his classes are NON transferrable, so if he left he'd have to start all over from the beginning. We've got about $80-$85K in student loans, and he's scheduled to graduate next June. (he's got 4 qrtrs left inlcuding the one he just started)
I WANT to support him in this decision, his father and I can't financially support the decision. I had to cosign his loans.If he does leave he'll have to start over, we'll be adding another $80K to the existing loans. Not to mention he'll spend 6 years in college getting a 4 year degree. Additionally he just signed a lease on a new apt that won't end until Sept 2015. AND my yds is starting college in Sept.
He knew when he signed up for this school that the credits would NOT transfer. He's saying now, that he didn't know. I remember specifically telling him, "if you go here, you're committed, your credits won't transfer, not even the gen eds" he said "I really, really want to go here." He chose to go here, it was literally the only school he applied to.
This is what I've told him at this point.
1. You knew the credits wouldn't transfer, if you want to transfer look into what if anything will transfer. Try the registrar's office.
2. You don't have to find a job. Focus on school for this quarter let's see where things are with the fall quarter and we'll go from there. (he's got 4 people asking him to make designs over and above his classes, these are things he can put in his portfolio, 2 are willing to pay him).
3. It's always toughest the last year into graduation. Hang in there. You're doing good work. My instincts say, in the end, you'll be happy you stuck it out.
I feel bad on one hand and on the other I kinda don't. Which makes me feel worse. I can't suck up $85K in loans and say OK find another college. We've pulled money out of one of my retirement accts to pay downt the 2nd mortgage to refi the house and save money to be able to help him pay off student loans when he graduates and position ourselves to help our yds with his college needs.
Am I wrong?