See what CafeMoms are saying about saving time this holiday season..
*Okay so I just did an online CS calculator for CA to see how much (about) I would have to pay if I was a NCP of 3 kids with my current income and the CP made a modest income, and it came to $2,700/month!! That's way too high in my opinion, that's half my income. Does this seem fair?
All the talk about CS made me think, how much do we technically spend on two kids per month? DH has physical custody of two of my skids and BM has physical custody of one, no CS is exchanged. Now, I realize this is subjective and totally varies depending on lifestyle and income, but we are fairly typical (I think) middle class (for California). I did NOT include any of the mortgage in this calculation because I think that's reaching a bit since if DH and I were childless we may have chosen to live in an expensive townhouse in the city instead a suburban family-friendly home. I did however calculate a share of the utilities (1/3) which seemed realistic and of course food, clothes, activities and everything else in a typical month. What I came up with is only $1000 per month for both kids. That includes food, extracurriculars, clothes, and everything else I could think of, so technically if BM were to pay CS $500 a month should cover half. That's why it seems odd to that so many seem to think even $800 or 900 a month won't even cover half of the expenses. Granted we don't pay anything at all for medical (military) and I am not including the really big stuff like braces or college or a car etc. But most the time those things are not necessities and if they are, the parents should split the cost. I know in our case when the kids have been gone for a month or so in the summer, DH and I had no problem spending just as much money as when the kids are here. We just adjusted are lifestyle from being a family of four to being a "childless" couple with lots more free time in our hands. Are kids really so incredibly expensive? If so, please explain. (Just a friendly conversation though, not trying to start a war ;)