Ok, my DH has carried my SD and my kids on his insurance all but for a year and a half when I had the better insurance plan. That was 6 years ago. Now I am again going to have the better insurance plan (working for a major company that has better premiums). We have decided to move me and the kids off of his insurance plan effective for the beginning of the year and put them on mine. We will save over $400 a month in premiums. It's just too good of a deal to not do it.
Now I am the SM and I will be covering my SD on insurance as well as my own 2 children. I know there are moms out there who would not be happy about this. The way we see it, health insurance premiums are going through the roof and if we can save a little (or a lot) on them then we are all for it.
What do you think? What would you do?