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Non-Financial Habits to Start that Help the Family Piggy Bank

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When I write, I usually sit at my desk, but, other times, yup, I am writing while sitting cross-legged on the couch. At the end of those couch-writing days, when I go pick up Kiddo from preschool and climb the stairs in the building, I have a little tightness in my legs. Took me about two months to realize that that hamstring wonkiness didn't happen when I sat at my desk.

Isn't it kind of funny that we don't see how doing one little thing in one part of our life impacts some other thing in another part of our life? How something may not seem to have anything to do with something else, but then when you look at them more closely, you realize that they really are affecting each other?

Last week, we talked about New Year's Resolutions, improvements, changes we may be making and how to make them stick, and it got me thinking of good habits that may seem to have absolutely nothing to do with our Family Piggy Banks...but actually do.

 -- Being more patient. When your kids are tugging at your sleeve, pleading for that Hello Kitty puzzle they just spotted by the checkout counter (although they have 19 at home) or when you want a new iPad/shoes/sweater/blender, being patient and waiting can really save you money. With your kids' begging, sticking to your guns, not giving into impulse buying just to appease them can really add up. Saving up to buy those other "want" purchases instead of putting them on our credit card obviously saves you from paying interest and other fees.

-- Getting more sleep. You may not realize how much being tired can affect your wallet. If you are in need of a nap at 4 pm and you just can't get that dinner started, so you crump on the couch and dial the local pizza place, that is a wasted $15. One of the main results of sleep-deprivation is forgetfulness -- not remembering something and having to go back out to the store (which costs gas money) or hitting the convenience store for milk (which costs almost double what it does at the grocery store) all can impact your Family Piggy Bank, so get those ZZZs.

-- Having the whole family drink more water. Yes, an odd one. But often, we think we are hungry when actually we are thirsty. It's a proven medical fact, folks. The next time you or your kids want a snack, try drinking some water first and waiting. Even if half of the time you don't reach for that bowl of Pirate Booty and drink water instead, you are helping your Family Piggy Bank. By not having to buy more food, especially snacks, you can really impact your precious grocery budget -- one of the main areas in your financial world you can tweak to save money.

What non-money habits do you have that affect your money habits?


by on Jan. 10, 2012 at 12:00 AM
Replies (11-20):
mem82
by Member on Jan. 10, 2012 at 1:24 PM

I could do better at all of these. Water drinking is something I've been working on.

PrissyT
by Tracy on Jan. 10, 2012 at 1:33 PM

great tips... I dont get much sleep :/ and i def need more patients 

Kainalu55
by Bronze Member on Jan. 10, 2012 at 3:09 PM

lol...i do that when shopping. i have a cart full and buy the time it's time to check out, i've removed most of the things from my cart!

Quoting yvonne37:

 being patients is a great tip.. sometimes i fill my cart with stuff and when i get to the register i start looking at things and asking myself.. "do i really need this now? can i wait to buy it later?" and later never comes lol.. i really didnt need it so that patient way of thinking is a big money saver.

 i wish i could get more sleep lol.. but i cant complaint with the 5-6 hours i get sometimes ;)

we are water drinkers.. :)  only my teenager likes soda. My 5 year old hates the taste and sometimes when she asks for juice i tell her water is better and she agrees... hubby loves water and so do I.  we have a big glass before bed and have one on the nightstand, first thing in the morning we drink some water, it helps our digestive system and it actually wakes me up :)


Kainalu55
by Bronze Member on Jan. 10, 2012 at 3:09 PM

me too

Quoting mem82:

I could do better at all of these. Water drinking is something I've been working on.


yvonne37
by Yvonne on Jan. 10, 2012 at 4:26 PM

 the store's employees must hate us! lol

Quoting Kainalu55:

lol...i do that when shopping. i have a cart full and buy the time it's time to check out, i've removed most of the things from my cart!

Quoting yvonne37:

 being patients is a great tip.. sometimes i fill my cart with stuff and when i get to the register i start looking at things and asking myself.. "do i really need this now? can i wait to buy it later?" and later never comes lol.. i really didnt need it so that patient way of thinking is a big money saver.

 i wish i could get more sleep lol.. but i cant complaint with the 5-6 hours i get sometimes ;)

we are water drinkers.. :)  only my teenager likes soda. My 5 year old hates the taste and sometimes when she asks for juice i tell her water is better and she agrees... hubby loves water and so do I.  we have a big glass before bed and have one on the nightstand, first thing in the morning we drink some water, it helps our digestive system and it actually wakes me up :)

 

 

----- Visit my CafeMom homepage at http://www.cafemom.com/home/yvonne37
AzariahsMother
by on Jan. 10, 2012 at 4:35 PM
TFS all these ideas.
Posted on CafeMom Mobile
AzariahsMother
by on Jan. 10, 2012 at 4:36 PM
There are days when I get 10 hours and still feel like I got nothing. Sleep is so important.

Quoting PrissyT:

great tips... I dont get much sleep :/ and i def need more patients 

Posted on CafeMom Mobile
Madelaine
by Bronze Member on Jan. 10, 2012 at 6:10 PM

thanks

goddess99
by on Jan. 10, 2012 at 6:51 PM

I go grocery shopping when I'm hungry. I probably spend an extra $20+ just because of that.

Cheral
by New Member on Jan. 10, 2012 at 7:29 PM

Thank you so much for writing this! It really is the little things that matter. My hubby and I sat down and added up what we spent going out to eat, extra at the store (not needs), gas station goodies...ect., and it came up to 166.00 in 2 weeks. We can't afford that! lol. So our new years resolution is to spend way less and pay more off. This post really helps to put things into perspective a little more. Thanks!

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