Ask the Expert: Smarter Seasonal Spending | Get your questions answered by Chase Blueprint!

[Cafe Kate]

We're very sorry but our expert is not able to answer your questions at this time. Please check out these great posts from our mom, HeatherNYC, to see what she says about budgeting for the holidays:

Save Money on Holiday Party Food

Inexpensive DIY Holiday Decorations

Get Into the Holiday Spirit - Without Spending Much Money

More budgeting tips from HeatherNYC >>

CafeMom is excited to welcome Chase Blueprint back to the group! Get ahead and plan your budget for this year's holiday season now!

Chase Blueprint will answer your questions about getting through the holiday season with a plan that can help you manage your spending and stay in control. Are you worried about finding money for gifts this year? Looking to get through the holidays without going into debt? Chase Blueprint is here to help! 

You might have questions like:

• What tools can I use to prepare a budget?
• Do you have any advice for saving money during the holidays?
• How early should I start saving for holiday gifts?

Chase Blueprint will answer questions like these in an effort to help you better manage your family's finances.

Post your questions below! We will be posting responses to some of your questions soon.

[momto3isme]

Should you have separate budgets for gifts and entertaining.

[cjsmom1]

Is it better to have a general budget or budget a certain amount for each person?

[MamaBear2cubs]

Should you have an account separated specifically for holiday shopping?

[mstevens10]

Is it better to purchase throughout the year or budget during the end of the year for it? Last year we did it throughout the year and I find we spent more money in the long run.

[tinkerbellbay]

We have a Christmas club

[mem82]

Is there a quick way I can get my Christmas budget to grow ? Like putting $500 into a money market account early in the year? Would it be worth after fees?

[michiganmom116]

good question!

Quoting momto3isme:

Should you have separate budgets for gifts and entertaining.

[michiganmom116]

Did you have a budget in place to start before you started buying throughout the year?

Quoting mstevens10:

Is it better to purchase throughout the year or budget during the end of the year for it? Last year we did it throughout the year and I find we spent more money in the long run.

[michiganmom116]

Okay, so if I have separate budgets for holiday gifts, decorations, and entertaining, are there any other things I should plan for?

[chocolat-smiles]

bump