So, I've finally gotten DH to agree to a budget (allowance) that will (hopefully) prevent him from spending all our money, and I'm feeling good about our finances for the first time... well, ever! I've got another month or two of catching up on bills, but after that I want to start saving for the future and I need advice!
We had a 401k with his last company... but his current company does not offer it. So... is an IRA the best choice? What's the difference between a regular IRA and a Roth IRA?
Next, we need to start saving for the kids future. We're in CA... and I don't necessarily want them to be limited to a 4 year college degree. If they want to go to a trade school, or something like that, I want them to be able to use the money for that as well. What is the best option for this kind of savings?