What are some goals that motivate you?
Our biggest goal was moving and we accomplished that.
the feeling of freedom we have had each time a bill would get paid off even if small one
Getting bills paid off so that we don't have to worry about them any more and will free up extra money
Quoting suziejax:the feeling of freedom we have had each time a bill would get paid off even if small one
I would have to agree with that!
also seeing money grow to buy a bigger purchase. I love the fact we no longer use credit. We do however have to wait now for larger purchases but it feels gratifying at the end of it knowing we had control and now don't owe a credit card bill
Short term goals motivate me more than long term. I break up my goals into small managable chunks to stay motivated. At work we had to do SMART goals... (Specific, Measurable, Acheivable, Realistic, Time Bound). So instead of saying "I want to save $60k" or "I want to lose 20lbs".... I write down, "I want to save $2000 this year"... or "I want to lose 1lbs per week this month.".
So even though I do have the long term goal... starting little helps me do it. We do goals with the kids twice a year too... and little steps seems to work better for them too.
I think starting small has been a huge help for me. I messed up my credit and it's bad and it's currently destroyed because of being unemployed for so long. Right now I am keeping on top of my current bills, saving, and will soon start working on paying off my debt. It's a hard road but so worth it.
Connect with CafeMom:
Switch to Mobile Site
Getting Started Guide
Frequently Asked Questions
© 2013 CMI Marketing, Inc. All rights reserved.