Will you be using layaway this holiday season?
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I plan on it - I've never used it before though.
Nope. If I can't pay cash right then and there, I don't need it bad enough.
no i always plan it out so i dont have to
No.I will buy a few things each pay when it gets closer.Kmart isnt close enough,it wouldnt be worth it to keep running back to make payments.We have cut the gift list way down over the past few yrs.
For my kids only. All the others will be bought when I'm able to!
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