Smarter Seasonal Spending Challenge Day 2: Get Creative
Consider homemade gifts this year. These gifts don't just save you money - they're also more personal! Need some ideas? Bake cookies, make a big batch of hot chocolate, or print a photo and find a nice frame. If you're not crafty, consider buying candles or ornaments in bulk. You can divide them up and give them to multiple people.
How will you save on gifts this year?