Smarter Seasonal Spending Challenge Day 14: Have the Conversation
Talk to your friends and family about giving (and not giving!) gifts this year. It might be a difficult conversation to have but most people will probably be happy you did. Perhaps you don't need to get every niece and nephew a gift. Suggest doing a secret Santa type party or just getting together as a family to celebrate.
Do you get gifts for all your relatives? Will you talk to family about reducing the number of gifts this year?