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To say we are busy is an understatement. Getting the kids to school, doing housework, doing work-work (no matter how you define it), coming up with Halloween costumes, cooking breakfast, lunch and dinner, soccer games, ballet class, let alone those unexpected moments, like when the Cedric the frog has tadpoles and you need to get another tank for them. And have we mentioned sleep?

Right, the list never ends...so don't hate me when I ask this question: when was the last time you looked at your budget? I know, I know, but hear me out. Every month or so, taking a half hour and looking over your budget, to make sure it is working that you are staying on target, refreshing in your mind what it is all about, is essential to your overall financial plan. If you find out, hey, I'm going over in this grocery area or if you see that you can actually put more toward paying down that credit card debt, checking in on that budget is a key thing to spend a little time on...now finding that time is always the tough part, right?

Put it on the calendar...look ahead on pen it in (or input it to your Google calendar or iCal). Maybe you have to get up a little early on Saturday or stay up later one night during the week, but find some undivided time to look it over and make sure it's working for you.

When was the last time you checked out your budget? Is it working for you or did you have to tweak it a bit? 

©iStockphoto.com/blackred   

by on Oct. 2, 2012 at 12:00 AM
Replies (21-30):
dusky_rose
by Member on Oct. 2, 2012 at 4:36 PM

We don't budget, I wish we did. This is a sore subject for me, sorry.

Sue ~ Head Admin
~ D.V. Survivor/Admin

TheBabyFactory4
by on Oct. 2, 2012 at 4:46 PM

We checked it out this month, since I lost my job. definately had to tweak it, when you take $800 away from your cash flow

elasmimi
by on Oct. 2, 2012 at 4:50 PM

I am starting fresh with a budget. Since dh retired, we only get paid once a month, and while our income went down, our expenses have increased a lot. It is a real challenge.

meglennox
by on Oct. 2, 2012 at 6:53 PM

 my hubby and i really need to sit down and create a budget....bad. lol the last time we did one was, like 3 years ago. :-\

kellynh
by on Oct. 2, 2012 at 8:01 PM
Weekly!! Make sure we are on track
Madelaine
by Bronze Member on Oct. 2, 2012 at 8:43 PM

I need to do this.

jaedynmoon
by Member on Oct. 2, 2012 at 8:56 PM

I check our budget all the time...where we are at in the month...where we can still save...I'm a bit obsessed with budgeting :)

momto3isme
by Dawn on Oct. 2, 2012 at 9:20 PM

I seriously need help.  No budget in place.

Stevensmomma
by on Oct. 2, 2012 at 10:24 PM
I check it all the time and adjust it month to month according to what we may need or need to do that month
Posted on CafeMom Mobile
cjsmom1
by on Oct. 2, 2012 at 10:48 PM

I am ashamed to admit it but I still haven't done one

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