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To say we are busy is an understatement. Getting the kids to school, doing housework, doing work-work (no matter how you define it), coming up with Halloween costumes, cooking breakfast, lunch and dinner, soccer games, ballet class, let alone those unexpected moments, like when the Cedric the frog has tadpoles and you need to get another tank for them. And have we mentioned sleep?

Right, the list never ends...so don't hate me when I ask this question: when was the last time you looked at your budget? I know, I know, but hear me out. Every month or so, taking a half hour and looking over your budget, to make sure it is working that you are staying on target, refreshing in your mind what it is all about, is essential to your overall financial plan. If you find out, hey, I'm going over in this grocery area or if you see that you can actually put more toward paying down that credit card debt, checking in on that budget is a key thing to spend a little time on...now finding that time is always the tough part, right?

Put it on the calendar...look ahead on pen it in (or input it to your Google calendar or iCal). Maybe you have to get up a little early on Saturday or stay up later one night during the week, but find some undivided time to look it over and make sure it's working for you.

When was the last time you checked out your budget? Is it working for you or did you have to tweak it a bit? 

ŠiStockphoto.com/blackred   

by on Oct. 2, 2012 at 12:00 AM
Replies (31-40):
Kmakksmom
by on Oct. 3, 2012 at 1:06 AM

We always have to tweak our budget.

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michiganmom116
by Gold Member on Oct. 3, 2012 at 7:57 AM


Quoting natesmom1228:

We sit down and go through our budget every payday. We talk about the bills that we are going to pay, how much we are going to spend on groceries, and what activities we are going to be able to do over the weekends. Hubby gets paid every week and I get paid every other week. I also have a layaway that needs to be figured in.

How long does it take you do go through the budget every payday?  My DH won't sit in one place for more than a few minutes unless the TV is on...and then he's focused on the TV.  Sigh.


Rhonda

siegmom
by New Member on Oct. 3, 2012 at 8:25 AM
Same here! :/

Quoting jbyrd898:

I havent reviewed my budget in a while. It is about time I did, sometimes it is just so hard to think about!

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Bmat
by Bronze Member on Oct. 3, 2012 at 8:37 AM

It does seem that there is always something coming up, especially with the house.  We keep an eye on spending and hold back if needed.

natesmom1228
by Member on Oct. 3, 2012 at 9:05 AM
1 mom liked this

Not long. We just go over what bills we are going to pay, write out the checks for the bills, he takes out the money for my son's weekly activities, groceries, take out gas money for both cars, and the rest is his.

He banks half of his paycheck every week and I have auto deposit so it's pretty easy. It only takes a few minutes every week. I would go crazy if I only did it once a month or every couple months. I have to know what we have available at a moments notice.

Quoting michiganmom116:


Quoting natesmom1228:

We sit down and go through our budget every payday. We talk about the bills that we are going to pay, how much we are going to spend on groceries, and what activities we are going to be able to do over the weekends. Hubby gets paid every week and I get paid every other week. I also have a layaway that needs to be figured in.

How long does it take you do go through the budget every payday?  My DH won't sit in one place for more than a few minutes unless the TV is on...and then he's focused on the TV.  Sigh.


leahbeah143
by Leah on Oct. 3, 2012 at 9:46 AM

 I really need to sit down and do that because it's been a while. I will probably do it after next payday because our annual raise goes into effect and then I can see what I will now be working with every two weeks.

ReesesPieces
by on Oct. 3, 2012 at 3:18 PM
I check my budget all the time. I couldn't imagine NOT checking it.
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deedee3849
by Deanne on Oct. 3, 2012 at 5:58 PM

We will have to readjust due to my husbands new job. I will wait for a while until I know the amount that regularly comes home after taxes, benefits etc.

sagagirl
by New Member on Oct. 3, 2012 at 11:09 PM
1 mom liked this

I wish i could tell everyone i go through my budget daily. this would be a lie. Between working full time then running my daughter here and there. I just do not have the time. I could only imagine getting a good hour to get my finances in order. i would love to do that.

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